Our area is commonly subjected to cold weather that consists of snowfall and freezing temperatures. Here are some key points on how to make sure you are not contacting your insurance agent because of a winter-related disaster!
Things to think of:
- Keep your home heated to at least 60 degrees to prevent frozen pipes.
- Remove debris from gutters so clogged water does not get the chance to turn into falling ice.
- Make sure all hoses are disconnected from outside spigots and that you know where the main water shutoff is in your home.
- If your garage is attached to your home, keep it closed whenever possible to better insulate your home.
- Pay careful attention to snow/ice accumulation on trees, the heavy weight can break branches and cause large amounts of damage.
- Stay on top of clearing away snow from your driveway and sidewalk. This can prevent ice formation.
- If you are away for an extended period, have someone check up on your home periodically to ensure everything is okay.
Bursting Pipe actions:
- If you discover pipes have frosted over but have not burst, take action to thaw them immediately. You can save your home from substantial water and mold damage.
- If your water pipes burst, find the main water shutoff right away. Clean the water spillage to prevent extra water damage.
- Make temporary repairs and take other necessary steps to protect your property from further damage. Remove any carpet or furniture that can be damaged from seepage.
- Make a list of the damaged articles (save the receipts for what you items you buy), take pictures, and contact your independent insurance agent for insurance aid.
Remember, the faster you act with water related incidents, the much more likely you will save yourself from damages! There are likely many freezing temperature days in the near future, so remember these tips!