Jonathan Geissler August 29, 2018 4 Comments

Garrett Explains | Episode 13


In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident.

Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine Island, Middletown, Chester, Monroe, Newburgh, Orange County, and the Hudson Valley and Tri-State Area.



Garrett Explains | Episode 1: Why is My Auto Premium Rising, and What Should I Do?

Garrett Explains | Episode 4: You Get What You Pay For

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Fender Bender: To Claim or Not to Claim?

Biggest Auto Insurance Myths


  1. Hi! You said in episode 13 that there is a requirement should one of three things happen but I didn’t hear you finish with the requirement? Is the requirement that a claim must be submitted? Can you clarify please?

    Thank you!

    • Hi Joe — you’re right, and thank you for pointing that out! Garrett was referring to a Department of Motor Vehicles mv-104 report that MUST be filed if one or a combination of those 3 things exist. To recap, those three things are: 1. There is more than $2,000 damage on any vehicle; 2. The police are involved; 3. There is an injury associated with the accident.

  2. Well done. I was going to ask the same question that Joseph asked so thank you for providing the answer Jonathan. In today’s world, $2k in damages is almost always, so the form might be a given (first time hearing about it). Is it something that can be completed via a mobile phone (easy to access, download and complete), and whom does it go to?

    I appreciate the video series … they’re short, simple and informative, so thank you.

    Pat Corcoran

    • Hey Pat! Unfortunately, there is no easy way to handle the form…this is NYS!! Once completed, it is sent to the address indicated on the form, to the Department of Motor Vehicles. Of course, our claims service extends to assistance with this form, and we can make sure it gets to the right place! 🙂

      We’re glad to hear you enjoy the video series. Thank you for the kind words!

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