Michelle Dixon July 29, 2021 1 Comment

Wedding InsuranceYour wedding day is one of the most important moments in your life. There are many factors outside of your control that can profoundly affect or even postpone your special day. This is what keeps many brides up at night prior leading up to the big day!

What if there was an inexpensive alternative to help alleviate the worries?

The answer is wedding insurance. Here are some of the concerns that are handled and covered by wedding insurance:

No Dress: You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

Lost Deposits: Your insurance will reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or fails to show up.

Lost Rings: You can receive repair or replacement cost if the bride or groom’s wedding band is lost or damaged.

Severe Weather: If severe weather forces you to postpone your wedding, your wedding insurance policy can provide reimbursement for non-recoverable expenses.

Transportation Shutdown: If you have to postpone your wedding because a commercial transportation shutdown prevents the bride, groom, or their parents from arriving, you can receive reimbursement for non-recoverable expenses.

Call to Duty: If the bride or groom is unexpectedly called up for military service, or his or her military or service leave is revoked, forcing you to postpone the event, wedding insurance can provide reimbursement for non-recoverable expenses.

Damaged Gifts: You can get repair or replacement cost if your wedding gifts are damaged.

Sudden Illness: If the wedding needs to be postponed due to sudden illness and prevents the bride, groom, or their parents from attending, you can receive reimbursement for non-recoverable expenses.

Venue Requires Insurance: As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.

Additional Expense: If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, your policy can reimburse you for the difference in cost.

However, one thing your wedding insurance policy does not cover is a change of heart or cold feet!

Wedding insurance premiums start at about $300, depending on the size of the bridal party and the level of coverage purchased. The policy can be tailored to fit your own personal needs.

If you are interested, please give us a call at 845-986-1177, so your wedding can be enjoyed to the fullest!

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