Did you know flood losses are not covered by your homeowners insurance policy? Flood Insurance Facts: According to FEMA, during a 30-year mortgage, you are 27 times more likely to have a flood loss vs. a fire loss. Just one inch of water can cause costly damage to your home. This is especially critical […]
Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]
The Hudson Valley faces nearly 2 weeks of continuous below freezing temperatures. Not only that — we’re looking at teens and low twenties during the day and single digits every single night. Extreme low temperatures like these can bring about frozen pipes, which not only create an inconvenience, but can also cause major damage to […]
Cold and stormy weather introduces many challenges to our everyday lives – one of which is keeping our cars and trucks operating efficiently and safely. Forecasters are expecting northeastern U.S. to harbor frequent storms and above-average snowfall this winter. They also report that temperatures in the northeast will average 3-5 degrees Fahrenheit lower than last […]
Winter is right around the corner, and with seasonal power outages a common occurrence in the Hudson Valley — and the Northeast in general — from ice and wet, heavy snow, generators make for a very useful investment. However, it is important to be aware of the risks associated with its use, including fires, carbon monoxide […]
Our office see’s three major types of losses during the winter that are very much preventable. They relate to Wood Stoves and Fireplaces, Pipes freezing, and Ice Dams. One of our key companies, Preferred Mutual, provided a two page Winter Safety Tips with Do’s and Don’ts for preventing these losses! Just click on this link Winter_Safety