Jonathan Geissler October 25, 2017 No Comments

Insurance: You Get What You Pay For

Garrett Explains | Episode 4   Saving that 15 percent (or more!) on your insurance sounds enticing, but is it worth it in the long run? In Episode 4, Garrett explains what’s at stake in the decision with a personal, real-life claim scenario and a truly teachable moment. Garrett examines the realities of minimum liability […]

Garrett Durland September 11, 2013 No Comments

Value of a Trusted Choice Independent Agency

A very good Commercial client of ours came into our office and dropped off a “competitive” proposal on my desk…it was about $1,200 less than our current premium and his comment was “You need to sharpen your pencil”.  I responded that I was very pleased he brought the proposal in for us to review, because very often a “savings” in premium […]

Stuart Durland August 29, 2013 No Comments

Maintain Home Replacement Cost, Insure to Value — Part 2

Chubb Personal Insurance has sent out another of what should be a series of revealing documents that compares the actual value (replacement cost) and market value of a home. The document states the following: A New Jersey home was bought for $1,060,000 in 2004. In 2005, Chubb appraised the home for $1,502,340. To keep up with inflating construction […]