Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]
People are becoming more and more comfortable, and in many cases, more reliant on smart home technology. Some advanced smart home offerings include: Activation of “smart” alarms during set times of day Energy management systems (automatically adjusting thermostats in real-time) Locking and unlocking doors from a smart device Turning on and off lights remotely or […]
Understanding Your Insurance Coverage Limits Do you drive the cheapest car? Do you live in the cheapest neighborhood? Why not? Now ask yourself this: did you choose the cheapest insurance quote you received? Nearly everything we own — our cars, homes, articles of clothing, jewelry, etc. — was purchased with two things in mind: […]
When you plan to buy your child a trampoline, you are probably thinking of the fun it can bring, and maybe the potential dangers. But have you considered the financial strain it can create? Anything in or around your home that heightens injury potential can have a negative impact on your insurance premiums, and […]
A primer: Umbrella insurance is additional liability coverage, expanding and strengthening your primary home and auto liability. This insurance provides an extra layer of liability protection over your vehicles, home, and any of your treasured “toys,” such as boats, RVs, or motorcycles. If you have a business, you may need a separate commercial umbrella policy. What are the benefits […]
What is Umbrella Insurance? Umbrella insurance is additional liability coverage, above and beyond your primary home and auto liability. This insurance will provide you with an extra layer of liability protection, over your auto, home, as well as your ‘toys’ such as boats, RV’s, Motorcycles, etc. If you have a business you may need a separate commercial umbrella policy. […]
Already our area has reached temperatures above 90 degrees. While more swimming pools are being opened, more people are starting to enjoy the refreshing feeling of their pools and other swimming areas available. Swimming is a fun activity, especially in the hot weather of summer. What is most important is that everyone, especially children, know […]
The risk of being sued because you unintentionally hurt someone (accidentally hitting a biker or skater on the side of the road with your car) or damaged one’s property becomes greater by the year. This is because people are more likely to proceed with claims during an economic downturn. If an individual is injured while […]