Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]
People are becoming more and more comfortable, and in many cases, more reliant on smart home technology. Some advanced smart home offerings include: Activation of “smart” alarms during set times of day Energy management systems (automatically adjusting thermostats in real-time) Locking and unlocking doors from a smart device Turning on and off lights remotely or […]
Understanding Your Insurance Coverage Limits Do you drive the cheapest car? Do you live in the cheapest neighborhood? Why not? Now ask yourself this: did you choose the cheapest insurance quote you received? Nearly everything we own — our cars, homes, articles of clothing, jewelry, etc. — was purchased with two things in mind: […]
When you plan to buy your child a trampoline, you are probably thinking of the fun it can bring, and maybe the potential dangers. But have you considered the financial strain it can create? Anything in or around your home that heightens injury potential can have a negative impact on your insurance premiums, and […]
Garrett Explains | Episode 3 Was your child among the millions of students heading back to college this fall? You probably helped them gather everything they need for the semester ahead, but did you also perform an insurance examination? Are your child’s belongings covered? Does your homeowners policy extend to personal belongings away from […]
A recent study concluded that 69 percent of homeowners are under-insured. Unfortunately, many homeowners think they are fully protected and are stunned to find out at the time of loss that their coverage is inadequate. Here are a few key strategies you may want to consider to make sure you have adequate home insurance: Increase […]
A primer: Umbrella insurance is additional liability coverage, expanding and strengthening your primary home and auto liability. This insurance provides an extra layer of liability protection over your vehicles, home, and any of your treasured “toys,” such as boats, RVs, or motorcycles. If you have a business, you may need a separate commercial umbrella policy. What are the benefits […]
While insurance is a complicated topic, it is important to be educated about the different types of policies and coverage available, its uses, benefits, and drawbacks. We come across a great deal of misinformation on the Internet, making it difficult to distinguish the truth from the myths. When it comes to umbrella insurance, two common myths […]