Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]
Do I Need Landlord Insurance?
Choosing the Proper Coverage for Your Home Maybe you never intended to be a landlord… That happens frequently these days. There are many who never intend to be landlords, but circumstances force them into renting out their property in some form or another. You might purchase a vacation home, only to realize you will […]
4 Ways Renters Insurance Has You Covered
You probably lock the door and close the windows every day when you leave your apartment. Your whole life is in there, after all. But are you covered against damages and theft? For some reason, many renters don’t take advantage of the insurance available to them. They should. It’s affordable, accessible, and can save them […]
Which Catastrophes Does Renters Insurance Cover?
Many tenants assume their property is covered under the landlord’s insurance policy. However, when catastrophe strikes, they may be left with little or no recourse to recover, since their landlord’s policy covers the building or home they rent, but not the personal property stored inside. Renters insurance provides financial reimbursement to cover the tenant’s lost […]