Jonathan Geissler December 22, 2020 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler December 30, 2019 No Comments

Why You Need to Clear the Snow and Ice Off Your Vehicle

Garrett Explains | Episode 18   In 2013, the NYS Senate amended a 2008 vehicle and traffic law requiring motor vehicles to be cleared of accumulated snow, sleet, hail, or face the consequences with a ticket and a hefty fine.  That means even the hard to reach spots on your roof or in the bed […]

Jonathan Geissler August 28, 2019 No Comments

Why Choose An Independent Insurance Agency?

Garrett Explains | Episode 17 What separates an independent insurance agency from the rest?  In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]

Jonathan Geissler August 27, 2019 No Comments

Common Home Insurance Discounts Available to You

Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following home insurance discounts, so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? […]

Jonathan Geissler July 22, 2019 No Comments

Unfreeze Your Credit Before Applying for Insurance

Did you know that in the state of New York, if one or more of your credit reports is frozen when applying for an insurance policy, you could end up with a higher quote, and, ultimately, a higher premium? That is because you would not be able to earn any discounts for having a good […]

Jonathan Geissler May 24, 2019 No Comments

Understanding Insurance to Value

Garrett Explains | Episode 16   Did you know that 65 percent of homes are underinsured?  Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe.  We’ve seen too many cases […]

Jonathan Geissler July 20, 2018 No Comments

Fender Bender: To Claim or Not to Claim?

If you are involved in a fender bender, should you file an insurance claim or self-insure the loss and pay the repairs out-of-pocket? When it’s NOT recommended to file a claim: If you are confined to your own property and there is only minor damage. If you run into something like the pole of your […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler May 31, 2018 No Comments

Are Recreational Vehicles Covered by Your Home Insurance?

Garrett Explains | Episode 10   Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]

Michelle Dixon April 10, 2018 No Comments

Insure and Ensure Your Perfect Wedding

With warmer weather comes the memorable (and expensive) time of weddings! Newlywed couples are spending an average of $30,000 on their weddings. Wedding insurance is a way to ensure your big day is remembered because it was an amazing event, not because of a misfortune that gave you financial adversity as you begin your new lives together. What […]