Jonathan Geissler May 24, 2019 No Comments

Understanding Insurance to Value

Garrett Explains | Episode 16   Did you know that 65 percent of homes are underinsured?  Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe.  We’ve seen too many cases […]

Jonathan Geissler September 27, 2018 No Comments

Common Insurance Discounts Available to You

Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following discounts so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? One that […]

Jonathan Geissler July 20, 2018 No Comments

Fender Bender: To Claim or Not to Claim?

If you are involved in a fender bender, should you file an insurance claim or self-insure the loss and pay the repairs out-of-pocket? When it’s NOT recommended to file a claim: If you are confined to your own property and there is only minor damage. If you run into something like the pole of your […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler May 31, 2018 No Comments

Are Recreational Vehicles Covered by Your Home Insurance?

Garrett Explains | Episode 10   Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]

Michelle Dixon April 10, 2018 No Comments

Insure and Ensure Your Perfect Wedding

With warmer weather comes the memorable (and expensive) time of weddings! Newlywed couples are spending an average of $30,000 on their weddings. Wedding insurance is a way to ensure your big day is remembered because it was an amazing event, not because of a misfortune that gave you financial adversity as you begin your new lives together. What […]

Jonathan Geissler March 21, 2018 No Comments

Is Your Young Entrepreneur Covered by Your Homeowners Insurance?

Garrett Explains | Episode 9   It seems harmless, right? Snow shoveling, landscaping, or lawn mowing for the neighbors are great ways for your teen to make money while learning the concepts of responsibility and work ethic. But at what point does your homeowners insurance coverage end, and business-related exposure begin? The limitations allowed on […]

Jonathan Geissler February 21, 2018 No Comments

How to Protect Your Jewelry and Valuables

Garrett Explains | Episode 8   When it comes to items like jewelry, coins, furs, watches, and guns, do you know the limitations in your homeowners insurance policy? Do you have the proper coverage in place, or are you at risk to lose it all? On the heels of Valentine’s Day, Garrett explains it all […]

Jonathan Geissler January 22, 2018 No Comments

Two Popular Claims Not Covered by Your Homeowners Insurance

Garrett Explains | Episode 7   Do you know what’s covered under your homeowners insurance? There exists a common misconception that claims arising from fallen trees or wear and tear on the home are covered by most homeowners policies. There are, however, exceptions. Garrett explains it all in Episode 7! Contact our insurance specialists at […]

Jonathan Geissler January 22, 2018 No Comments

8 Questions to Ask About Your Business

Does your business retain physical or electronic records of employees or other third parties with any of the following? Social security numbers Tax identification numbers Medical/health records Email addresses Home addresses Driver license information Birth dates Police records Court records Banking information (checking/savings accounts) FACT: If you checked any of the above, your business is […]