When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]
When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]
Your home’s roof is designed to last a long time, but that doesn’t mean that it won’t get damaged at all. A roof has to be maintained regularly in order to maximize its lifespan. But how do you know exactly when your roof needs to be replaced? Here are some of the most common signs: […]
When we consider fall in the Hudson Valley and Tri-State Area, we tend to think of the beautiful, crisp weather and the rich tones of yellow, red, and orange leaves sweeping across the landscape. We think of our favorite fall traditions, like hay rides, leaf peeping, pumpkin picking, and trips to the local apple orchard […]
When to Save and When to Throw Out At what point does food in the refrigerator become unsafe during a power outage? The USDA and Foodsafety.gov provide a very detailed chart as a guide to evaluate each food item: Click here to view. Â We are your business, home, auto, and life insurance solutions provider, […]
Chip card security has become the latest standard in credit card security. The standard, called EMV, includes a small microchip in the credit card that protects buyers against fraudulent transactions. Surprisingly, EMV has been the standard in most parts of the world for over a decade, while banks in the U.S. have only just been […]
Bodies of water are the second most common scene for accidental deaths in the United States — after highways. Boaters must always be alert to floating debris, underwater rocks, and other boats or you could easily get yourself into a dangerous situation. Here are a few guidelines to follow to improve your safety while on […]
When you plan to buy your child a trampoline, you are probably thinking of the fun it can bring, and maybe the potential dangers. But have you considered the financial strain it can create? Anything in or around your home that heightens injury potential can have a negative impact on your insurance premiums, and […]
New York State and the Hudson Valley region boasts one of the most dynamic bases for the craft brewing industry in all of America, fostering interest among locals and generating economic growth in the area. As your independent insurance agency, we are here to make sure your business thrives. Here are some resources for craft […]
Creating and managing a successful food or beverage business is a daunting task. It takes extreme attention to detail regarding equipment, staff training and safety, marketing, and the manufacturing process. There are customer expectations to meet, potential injuries to combat, and production issues to face. Even with all the proper “ingredients” in place for success, […]
