It is surprising for many people to learn that so-called “low-tech” data management (or hard-copy file management) has many risks associated with it. Here are three major threats you should know to keep your funeral home’s data as safe and secure as possible. Threat #1: Storage of your hard-copy documents. What would happen if your […]
Summer – that time of the year to get away for a much-needed vacation (especially after the year we all had)! It’s also that time of the year you leave your home unattended for a few days — sometimes even weeks. Before you head out, make sure that you mitigate the risks that come with […]
Creating and managing a successful food or beverage business is a daunting task. It takes extreme attention to detail regarding equipment, staff training and safety, marketing, and the manufacturing process. There are customer expectations to meet, potential injuries to combat, and production issues to face. Even with all the proper “ingredients” in place for success, […]
The risks that craft brewers face can be as unique as the very beer the establishments brew. Some of the most common craft brewery insurance claims are related to secondary fermentation, a process that could lead to explosions if the beer is canned or bottled prematurely. Fermentation vessels have proper ventilation allowing gases formed by […]
When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]
New York State and the Hudson Valley region boasts one of the most dynamic bases for the craft brewing industry in all of America, fostering interest among locals and generating economic growth in the area. As your independent insurance agency, we are here to make sure your business thrives. Here are some resources for craft […]
Each year, approximately 1,000 tornadoes with wind speeds as high as 300 miles per hour touch down in the United States. While the majority of these tornadoes occur in the area known as Tornado Alley (spanning south-central states in the U.S.), they can — and do — touch down all over the country. Just weeks […]
A product lawsuit can completely destroy a company, even when the complaint is entirely frivolous. Every year, defective, faulty, contaminated, or misused products cause serious injuries, accidents, property damage, business interruption, and oftentimes negative publicity and loss of goodwill. Making sure your product is safe from risks can seem like an overwhelming task. However, the […]
According to the U.S. Geological Survey Survey’s (USGS) latest report, nearly half of Americans across 48 states are at risk for damage from an earthquake. 90 percent of Americans live in areas considered seismically active. Yet, the Insurance Information Institute estimates just a quarter of all homeowners in earthquake-prone areas have earthquake insurance. Why is […]
June is National Camping Month, and we can’t think of a better time to get out and enjoy the great outdoors! Below are some tips to help ensure your camping trip is safe should you venture out this summer: Cover all bases. Prepare for your camp outing by checking the weather report, learning about your […]