The risks that craft brewers face can be as unique as the very beer the establishments brew. Some of the most common craft brewery insurance claims are related to secondary fermentation, a process that could lead to explosions if the beer is canned or bottled prematurely. Fermentation vessels have proper ventilation allowing gases formed by […]
Resources for Breweries
New York State and the Hudson Valley region boasts one of the most dynamic bases for the craft brewing industry in all of America, fostering interest among locals and generating economic growth in the area. As your independent insurance agency, we are here to make sure your business thrives. Here are some resources for craft […]
Why Choose An Independent Insurance Agency?
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]
Managing Your Product Liability Risks
A product lawsuit can completely destroy a company, even when the complaint is entirely frivolous. Every year, defective, faulty, contaminated, or misused products cause serious injuries, accidents, property damage, business interruption, and oftentimes negative publicity and loss of goodwill. Making sure your product is safe from risks can seem like an overwhelming task. However, the […]
Understanding Insurance to Value
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
Airbnb and Hospitality Service Insurance
Garrett Explains | Episode 15 Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no doubt, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]
Understanding the Uber and Lyft Insurance Gap
Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]
What to do After a Car Accident
Garrett Explains | Episode 13 In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]
Understanding Insurable Replacement Cost
Garrett Explains | Episode 12 Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]