Jonathan Geissler March 27, 2019 No Comments

Understanding the Uber and Lyft Insurance Gap

Garrett Explains | Episode 14   Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]

Jonathan Geissler July 23, 2018 No Comments

Understanding Insurable Replacement Cost

Garrett Explains | Episode 12   Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]

Stuart Durland August 14, 2013 No Comments

Maintain Home Replacement Cost, Insure to Value!

Chubb Personal Insurance recently sent out a document that compared the replacement cost and the market value of a home and the importance of maintaining insurance to VALUE.  The document sets the scene by stating in March 2011, a homeowner was smoking a cigar, dropping the ashes into their garage garbage can, and later that night, […]

Michelle Dixon April 26, 2011 No Comments

Insuring Home to Value is Critical

Even with home values sliding, your home is still one of the most valuable assets that you own.  There are many ways and reasons to value your home to include market/resale  value, property taxation, new construction, or for mortgage purposes.  But for insurance purposes the reconstruction value is the most important. The many factors that influence the value of […]