Garrett Explains | Episode 10 Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]
With warmer weather comes the memorable (and expensive) time of weddings! Newlywed couples are spending an average of $30,000 on their weddings. Wedding insurance is a way to ensure your big day is remembered because it was an amazing event, not because of a misfortune that gave you financial adversity as you begin your new lives together. What […]
Garrett Explains | Episode 8 When it comes to items like jewelry, coins, furs, watches, and guns, do you know the limitations in your homeowners insurance policy? Do you have the proper coverage in place, or are you at risk to lose it all? On the heels of Valentine’s Day, Garrett explains it all […]
Does your business retain physical or electronic records of employees or other third parties with any of the following? Social security numbers Tax identification numbers Medical/health records Email addresses Home addresses Driver license information Birth dates Police records Court records Banking information (checking/savings accounts) FACT: If you checked any of the above, your business is […]
Did you receive a very nice gift this past holiday season? Maybe an expensive piece of jewelry, or perhaps you have added a new gun to your gun collection? You would want to insure these items for all risks, would you not? Generally, a homeowners policy covers most possessions within the home. However, valuable items […]
Good Employers Like You Can Get Sued Too The Cost of Having No Employee Practices Liability Insurance (EPLI) In today’s society, many people sue first and ask questions later. Unfortunately, as an employer, there is a good chance that eventually one of your employees will sue your business. Employee lawsuits can be much more than […]
New York’s Latest Employee Paid Benefit Program New York State Paid Family Leave (PFL) is an employee paid benefit that went into effect January 1, 2018, providing eight weeks (increasing to 12 weeks by 2021) of job-protected, paid leave within any 52-week period to address family related issues. The program provides wage replacement to employees to help them bond […]
When it comes to employment discrimination lawsuits, the business always loses. Whether your business wins the case or not, lawsuits are expensive and time-consuming, and only growing in frequency, having risen by a staggering 400 percent over the last 20 years. That is why adopting some serious guidelines and creating a positive work environment for […]
Matt Lauer. Charlie Rose. Bill O’Reilly. Roger Ailes. Mario Batali. Al Franken. Brett Ratner. Russell Simmons. Dustin Hoffman. Louis C.K. Chris Savino. Kevin Spacey. The list goes on… Sadly, the headlines keep rushing in, week after week: another celebrity accused of sexual misconduct. While it’s not entirely clear how all these high-profile cases will turn […]
A recent study concluded that 69 percent of homeowners are under-insured. Unfortunately, many homeowners think they are fully protected and are stunned to find out at the time of loss that their coverage is inadequate. Here are a few key strategies you may want to consider to make sure you have adequate home insurance: Increase […]