Consider boat or watercraft insurance during the riskiest time of the year. Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]
Insurance: You Get What You Pay For
Garrett Explains | Episode 4 Saving that 15 percent (or more!) on your insurance sounds enticing, but is it worth it in the long run? In Episode 4, Garrett explains what’s at stake in the decision with a personal, real-life claim scenario and a truly teachable moment. Garrett examines the realities of minimum liability […]
Back to School: An Insurance Checkup
Garrett Explains | Episode 3 Was your child among the millions of students heading back to college this fall? You probably helped them gather everything they need for the semester ahead, but did you also perform an insurance examination? Are your child’s belongings covered? Does your homeowners policy extend to personal belongings away from […]
Why We’re Here
Behind every Seely & Durland licensed independent agent is a human being and neighbor who truly wants to make a difference. Each day, we strive to provide our clients with protection from the darkest and dreariest moments in their lives, such as: A car accident incurring tens of thousands of dollars in medical fees that […]
Protect Yourself from Cyber Risk
Cyber risk is increasing rapidly for everyone – and not just for business and organizations. As consumers in this digital age, we open doorways to cyberattacks at every online or in-store credit card purchase with more of our personal information tying to corporate retail data. As smart home technology expands, we become more susceptible to attacks […]
How Does Electronic Funds Transfer Save You Money on Your Insurance Payments?
Are you still paying your bills by phone, or mailing a check each month? There may be an easier and more cost-effective way. An electronic funds transfer (EFT) is the automatic transfer of funds from your credit card, checking, or savings account to your monthly bill. That means: • You can pick your own due […]
Spend Now to Save Hundreds?
Do you shop for the best rates for loans and savings accounts? Do you use a loyalty club card at checkout in the grocery store? We all do. Because every little bit of savings adds up. You may not realize, however, that even greater savings opportunities exist in your insurance costs. You can experience instant savings […]
Umbrella Insurance: What’s the Point?
A primer: Umbrella insurance is additional liability coverage, expanding and strengthening your primary home and auto liability. This insurance provides an extra layer of liability protection over your vehicles, home, and any of your treasured “toys,” such as boats, RVs, or motorcycles. If you have a business, you may need a separate commercial umbrella policy. What are the benefits […]
Maintain Home Replacement Cost, Insure to Value — Part 2
Chubb Personal Insurance has sent out another of what should be a series of revealing documents that compares the actual value (replacement cost) and market value of a home. The document states the following: A New Jersey home was bought for $1,060,000 in 2004. In 2005, Chubb appraised the home for $1,502,340. To keep up with inflating construction […]