Jonathan Geissler May 17, 2019 No Comments

Camping Safety in the Hudson Valley

June is National Camping Month, and we can’t think of a better time to get out and enjoy the great outdoors! Below are some tips to help ensure your camping trip is safe should you venture out this summer: Cover all bases. Prepare for your camp outing by checking the weather report, learning about your […]

Jonathan Geissler April 24, 2019 No Comments

Airbnb and Hospitality Service Insurance

Garrett Explains | Episode 15   Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no double, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]

Jonathan Geissler April 22, 2019 No Comments

Protect Your Summer Fun

Consider boat or watercraft insurance during the riskiest time of the year.   Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]

Jonathan Geissler March 27, 2019 No Comments

Understanding the Uber and Lyft Insurance Gap

Garrett Explains | Episode 14   Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]

Jonathan Geissler March 13, 2019 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Jonathan Geissler January 17, 2019 No Comments

Biggest Auto Insurance Myths

  When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]

Jonathan Geissler November 1, 2018 No Comments

Renter vs. Landlord: How Does Insurance Differ?

Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]

Jonathan Geissler October 19, 2018 No Comments

Signs that It May be Time for a Roof Replacement

Your home’s roof is designed to last a long time, but that doesn’t mean that it won’t get damaged at all.  A roof has to be maintained regularly in order to maximize its lifespan.  But how do you know exactly when your roof needs to be replaced?  Here are some of the most common signs: […]

Jonathan Geissler October 5, 2018 No Comments

NY PFL Rate and Benefit Changes for 2019

New York State Paid Family Leave (PFL) is an employee paid benefit providing job-protected, paid leave within any 52-week period to address family related issues.  The program has been in effect since January 1 of this year, meaning that it’s time to look ahead at the changes in store for 2019. PFL benefits — both […]

Jonathan Geissler September 27, 2018 No Comments

Common Insurance Discounts Available to You

Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following discounts so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? One that […]