Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]
Garrett Explains | Episode 12 Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]
Garrett Explains | Episode 11 Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]
Garrett Explains | Episode 10 Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]
Garrett Explains | Episode 9 It seems harmless, right? Snow shoveling, landscaping, or lawn mowing for the neighbors are great ways for your teen to make money while learning the concepts of responsibility and work ethic. But at what point does your homeowners insurance coverage end, and business-related exposure begin? The limitations allowed on […]
Garrett Explains | Episode 8 When it comes to items like jewelry, coins, furs, watches, and guns, do you know the limitations in your homeowners insurance policy? Do you have the proper coverage in place, or are you at risk to lose it all? On the heels of Valentine’s Day, Garrett explains it all […]
Your standard homeowners insurance policy includes coverage for jewelry and other precious items like watches, coins, and furs. These items are covered by perils included in your policy, such as fire, theft, and vandalism. However, there are limits of liability for valuable items. Let’s say a fire in your home causes damage to your jewelry […]
Wednesday is Valentine’s Day! Well, for some, it’s Ugh, Mom Keeps Calling to “Check in” Day. For others, it’s Raised Expectations Day, and seeing the look on a loved one’s face after presenting that perfect piece of jewelry (that may or may not have been hinted at in a not-so-subtle manner over the past few […]
Garrett Explains | Episode 7 Do you know what’s covered under your homeowners insurance? There exists a common misconception that claims arising from fallen trees or wear and tear on the home are covered by most homeowners policies. There are, however, exceptions. Garrett explains it all in Episode 7! Contact our insurance specialists at […]
Garrett Explains | Episode 6 Are you operating a business out of your home? If you run any sort of home business, like an office out of the house or a contracting business, don’t assume that you have coverage under your homeowners policy. As long as your business occupies your home’s premises, you are leaving […]