Jonathan Geissler July 23, 2018 No Comments

Understanding Insurable Replacement Cost

Garrett Explains | Episode 12    Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11    Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at […]

Jonathan Geissler May 31, 2018 No Comments

Are Recreational Vehicles Covered by Your Home Insurance?

Garrett Explains | Episode 10    Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists […]

Jonathan Geissler March 21, 2018 No Comments

Is Your Young Entrepreneur Covered by Your Homeowners Insurance?

Garrett Explains | Episode 9   It seems harmless, right? Snow shoveling, landscaping, or lawn mowing for the neighbors are great ways for your teen to make money while learning the concepts of responsibility and work ethic. But at what point does your homeowners insurance coverage end, and business-related exposure begin? The limitations allowed on […]

Jonathan Geissler February 21, 2018 No Comments

How to Protect Your Jewelry and Valuables

Garrett Explains | Episode 8    When it comes to items like jewelry, coins, furs, watches, and guns, do you know the limitations in your homeowners insurance policy? Do you have the proper coverage in place, or are you at risk to lose it all? On the heels of Valentine’s Day, Garrett explains it […]

Jonathan Geissler January 31, 2018 No Comments

Special Coverage for Your Jewelry and Other Valuables

Your standard homeowners insurance policy includes coverage for jewelry and other precious items like watches, coins, and furs. These items are covered by perils included in our policy, such as fire, theft, and vandalism.  However, there are limits of liability for valuable items. Let’s say a fire in your home causes damage to your jewelry […]

Jonathan Geissler January 30, 2018 No Comments

Prevent a Valentine’s Day Disaster

Wednesday is Valentine’s Day! Well, for some, it’s Ugh, Mom Keeps Calling to “Check in” Day. For others, it’s Raised Expectations Day, and seeing the look on a loved one’s face after presenting that perfect piece of jewelry (that may or may not have been hinted at in a not-so-subtle manner over the past few […]

Jonathan Geissler January 22, 2018 No Comments

Two Popular Claims Not Covered by Your Homeowners Insurance

Garrett Explains | Episode 7   Do you know what’s covered under your homeowners insurance? There exists a common misconception that claims arising from fallen trees or wear and tear on the home are covered by most homeowners policies. There are, however, exceptions. Garrett explains it all in Episode 7! Contact our insurance specialists at […]

Jonathan Geissler December 14, 2017 No Comments

Home Business? Coverage Denied!

Garrett Explains | Episode 6   Are you operating a business out of your home? If you run any sort of home business, like an office out of the house or a contracting business, don’t assume that you have coverage under your homeowners policy. As long as your business occupies your home’s premises, you are leaving […]

Jonathan Geissler November 27, 2017 No Comments

Talking Small Business Cyber Risk

Garrett Explains | Episode 5   Do you store ANY customer data on a computer? Do you use SOME form of technology to do business? If so, you face cyber risk every day. In Episode 5, Garrett examines some mind-boggling statistics, breaks down why your small business is at risk, and explains how to protect […]