From new drivers to well experienced drivers, many people do not know what all the coverages on their auto insurance policies are for. Listed below are the most common insurance coverages and what they cover followed by our “what ifs” list to help you understand what coverages would come into play in different claim scenarios. […]
Protect Your Summer Fun
Consider boat or watercraft insurance during the riskiest time of the year. Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]
Just a Few Reasons You Would Need Umbrella Insurance
Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]
Product Recalls: Are You Covered?
Recalls Don’t Have to End Your Business A manufacturer’s main focus is to produce quality products that consistently meet or exceed customer expectations. Unfortunately, even for the very best, things can go wrong, whether it’s a storm delaying delivery, a defect with raw materials, or a manufacturing process breakdown. If the unexpected happens, there […]
Why You Need to Clear the Snow and Ice Off Your Vehicle
Garrett Explains | Episode 18 In 2013, the NYS Senate amended a 2008 vehicle and traffic law requiring motor vehicles to be cleared of accumulated snow, sleet, hail, or face the consequences with a ticket and a hefty fine. That means even the hard to reach spots on your roof or in the bed […]
Why Choose An Independent Insurance Agency?
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]
Managing Your Product Liability Risks
A product lawsuit can completely destroy a company, even when the complaint is entirely frivolous. Every year, defective, faulty, contaminated, or misused products cause serious injuries, accidents, property damage, business interruption, and oftentimes negative publicity and loss of goodwill. Making sure your product is safe from risks can seem like an overwhelming task. However, the […]
Understanding Insurance to Value
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
Airbnb and Hospitality Service Insurance
Garrett Explains | Episode 15 Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no doubt, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]
Understanding the Uber and Lyft Insurance Gap
Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]