Jonathan Geissler April 24, 2019 No Comments

Airbnb and Hospitality Service Insurance

Garrett Explains | Episode 15   Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no double, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]

Jonathan Geissler April 22, 2019 No Comments

Protect Your Summer Fun

Consider boat or watercraft insurance during the riskiest time of the year.   Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]

Jonathan Geissler March 27, 2019 No Comments

Understanding the Uber and Lyft Insurance Gap

Garrett Explains | Episode 14   Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]

Jonathan Geissler November 1, 2018 No Comments

Renter vs. Landlord: How Does Insurance Differ?

Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]

Jonathan Geissler August 29, 2018 4 Comments

What to do After a Car Accident

Garrett Explains | Episode 13   In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]

Jonathan Geissler July 23, 2018 No Comments

Understanding Insurable Replacement Cost

Garrett Explains | Episode 12   Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]

Jonathan Geissler July 20, 2018 No Comments

Fender Bender: To Claim or Not to Claim?

If you are in involved in a fender bender, should you file an insurance claim or self-insure the loss and pay the repairs out-of-pocket? When it’s NOT recommended to file a claim: If you are confined to your own property and there is only minor damage. If you run into something like the pole of […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler May 31, 2018 No Comments

Are Recreational Vehicles Covered by Your Home Insurance?

Garrett Explains | Episode 10   Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]

Jonathan Geissler May 15, 2018 No Comments

How Smart Home Technology Affects Your Insurance

People are becoming more and more comfortable, and in many cases, more reliant on smart home technology. Some advanced smart home offerings include: Activation of “smart” alarms during set times of day Energy management systems (automatically adjusting thermostats in real-time) Locking and unlocking doors from a smart device Turning on and off lights remotely or […]