Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]
Why Choose An Independent Insurance Agency?
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]
Understanding Insurance to Value
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
Airbnb and Hospitality Service Insurance
Garrett Explains | Episode 15 Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no doubt, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]
Protect Your Summer Fun
Consider boat or watercraft insurance during the riskiest time of the year. Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]
Understanding the Uber and Lyft Insurance Gap
Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]
Renter vs. Landlord: How Does Insurance Differ?
Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]
What to do After a Car Accident
Garrett Explains | Episode 13 In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]
Understanding Insurable Replacement Cost
Garrett Explains | Episode 12 Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]