Jonathan Geissler December 30, 2019 No Comments

Why You Need to Clear the Snow and Ice Off Your Vehicle

Garrett Explains | Episode 18   In 2013, the NYS Senate amended a 2008 vehicle and traffic law requiring motor vehicles to be cleared of accumulated snow, sleet, hail, or face the consequences with a ticket and a hefty fine.  That means even the hard to reach spots on your roof or in the bed […]

Jonathan Geissler August 28, 2019 No Comments

Why Choose An Independent Insurance Agency?

Garrett Explains | Episode 17 What separates an independent insurance agency from the rest?  In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]

Jonathan Geissler May 24, 2019 No Comments

Understanding Insurance to Value

Garrett Explains | Episode 16   Did you know that 65 percent of homes are underinsured?  Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe.  We’ve seen too many cases […]

Jonathan Geissler April 24, 2019 No Comments

Airbnb and Hospitality Service Insurance

Garrett Explains | Episode 15   Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no doubt, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]

Jonathan Geissler March 27, 2019 No Comments

Understanding the Uber and Lyft Insurance Gap

Garrett Explains | Episode 14   Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]

Jonathan Geissler August 29, 2018 4 Comments

What to do After a Car Accident

Garrett Explains | Episode 13   In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]

Jonathan Geissler July 23, 2018 No Comments

Understanding Insurable Replacement Cost

Garrett Explains | Episode 12   Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler May 31, 2018 No Comments

Are Recreational Vehicles Covered by Your Home Insurance?

Garrett Explains | Episode 10   Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]

Jonathan Geissler March 21, 2018 No Comments

Is Your Young Entrepreneur Covered by Your Homeowners Insurance?

Garrett Explains | Episode 9   It seems harmless, right? Snow shoveling, landscaping, or lawn mowing for the neighbors are great ways for your teen to make money while learning the concepts of responsibility and work ethic. But at what point does your homeowners insurance coverage end, and business-related exposure begin? The limitations allowed on […]