1. What is your property value: Make sure that your home is valued properly. Insurance is a lifeline to rebuild your property in case disaster strikes. If your home is not valued properly, then the extra cash needed to rebuild will be coming straight out of your savings. This is why we can’t stress enough […]
Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]
Did you know an estimated 40 percent of high value homes are underinsured? If you are like most financially successful individuals and families, there is a good chance that you have a significant amount wealth invested in your home. It might even be your largest investment. A typical homeowners policy is likely not suitable […]
Choosing the Proper Coverage for Your Home Maybe you never intended to be a landlord… That happens frequently these days. There are many who never intend to be landlords, but circumstances force them into renting out their property in some form or another. You might purchase a vacation home, only to realize you will […]
Bodies of water are the second most common scene for accidental deaths in the United States — after highways. Boaters must always be alert to floating debris, underwater rocks, and other boats or you could easily get yourself into a dangerous situation. Here are a few guidelines to follow to improve your safety while on […]
Warwick, NY – Seely & Durland Insurance retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA) Best Practices Study group. The annual survey and study of leading […]
Benjamin Franklin once said: In this world, nothing can be said to be certain, except death and taxes. But if you’re among the millions of Americans who own an insurance policy, you’re sure to face an increase in your premium at some point in your life too. Premium increases are never fun. Working with your independent agency, […]
You receive instant service from a human being, not an automated recording. Independent insurance agents aren’t just some purchase button on a website, and we aren’t sitting in a giant call center thousands of miles away. As a trusted part of the community for four generations, our mission is to be your advisor for all your insurance […]
There was an unfortunate car accident in our area that resulted in massive property damages requiring “hundreds of thousands of dollars” in repairs. It was noted that the driver at fault was unlikely to have adequate insurance to pay for all the damage and, therefore, would need to pay for those significant damages “out-of-pocket.” This incident truly exemplifies […]
With the recent concern over Hurricane Joaquin, interesting statistics came out in the article “Why don’t property owners have flood insurance?” This article turns back to the destruction caused by Hurricane Sandy, causing $70 billion in damage where “less than half of those affected were insured”. Just a year later, flood damage further resulted in […]
