Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]
The U.S. construction industry has been overwhelmed since late summer with exorbitant price increases. Total reconstruction costs, including materials and retail labor, surged 9.2 percent from October 2019 to October 2020. A 5 percent increase in total costs occurred in the third quarter of 2020 alone. The key factors driving these increases include multi-month manufacturing […]
Source: smartinsurance.tips Comprehensive auto insurance has a head-scratching name because it is far from “comprehensive.” It pays for a very specific set of problems. If you have a car loan, your lender likely requires it. And if your car is paid off, you likely want it even if you’re an excellent driver. That is […]
Source: insureabilities.com Photo credit: Rawpixel We’ve Got the Answers That Will Clear Up Your Confusion There are lots of reasons why it is a good idea to have life insurance, but whatever your circumstances, realizing you need life insurance is the easiest part. The hard part, of course, is figuring out the process, the […]
Warwick, NY | Tammy Artusa, Managing Partner at Seely & Durland Insurance, has been awarded the Chartered Property Casualty Underwriter (CPCU) designation and diploma by The Institutes for successfully completing courses and examinations on risk management principles, insurance policy contracts, and coverage analysis. The Institutes, a leading educational organization for the risk management and property-casualty […]
Each year, approximately 1,000 tornadoes with wind speeds as high as 300 miles per hour touch down in the United States. While the majority of these tornadoes occur in the area known as Tornado Alley (spanning south-central states in the U.S.), they can — and d0 — touch down all over the country. Just weeks […]
Source: daveramsey.org Long-term care can be an emotionally charged topic. After all, no one wants to think about themselves or their loved ones being incapable of living on their own. But if you want to make a smart financial decision and protect your nest egg, long-term care insurance is a must. Take Joe and […]
Most young adults in their 20s and 30s are not thinking about estate planning. But making important decisions well in advance can provide peace of mind and help cut down on unnecessary costs. To help you make the best decisions possible, here are the top estate planning tips you need in your 20s and 30s. […]
Most local businesses are suffering right now, while others have been forced to temporarily shut down. Government financial relief can only take you so far. Ultimately, the onus is on all of us – the local communities and customers, to support local businesses. Here are nine ways to do that: Purchase gift cards or certificates […]
There have been recent Executive Orders and Insurance Regulation Amendments in the state of New York, as a result of the COVID-19 situation: Insurers operating in the State of New York may not impose fees of late payment of premiums caused by COVID-19 disruption and must accept a policyholder’s written attestation as proof of financial hardship. […]
