Jonathan Geissler May 14, 2018 No Comments

How Much Insurance Do I Need?

Understanding Your Insurance Coverage Limits   Do you drive the cheapest car? Do you live in the cheapest neighborhood? Why not? Now ask yourself this: did you choose the cheapest insurance quote you received? Nearly everything we own — our cars, homes, articles of clothing, jewelry, etc. — was purchased with two things in mind: […]

Jonathan Geissler May 14, 2018 No Comments

Why You Need High Value Home Insurance

  Did you know an estimated 40 percent of high value homes are underinsured? If you are like most financially successful individuals and families, there is a good chance that you have a significant amount wealth invested in your home. It might even be your largest investment. A typical homeowners policy is likely not suitable […]

Jonathan Geissler May 9, 2018 No Comments

Do I Need Landlord Insurance?

Choosing the Proper Coverage for Your Home   Maybe you never intended to be a landlord… That happens frequently these days. There are many who never intend to be landlords, but circumstances force them into renting out their property in some form or another. You might purchase a vacation home, only to realize you will […]

Jonathan Geissler March 16, 2018 No Comments

How Trampolines Affect Your Homeowners Insurance

  When you plan to buy your child a trampoline, you are probably thinking of the fun it can bring, and maybe the potential dangers. But have you considered the financial strain it can create? Anything in or around your home that heightens injury potential can have a negative impact on your insurance premiums, and […]

Jonathan Geissler March 14, 2018 No Comments

Does Your Insurance Cover Home Remodeling and Renovations?

Whether you are planning a home addition or want to improve your existing space, there are several steps you usually take before kicking off the project: finalizing your design ideas; setting a budget; vetting contractors; and securing the necessary permits. But what about your homeowners insurance? Does reaching out to your trusted independent insurance agent […]

Jonathan Geissler January 31, 2018 No Comments

Special Coverage for Your Jewelry and Other Valuables

Your standard homeowners insurance policy includes coverage for jewelry and other precious items like watches, coins, and furs. These items are covered by perils included in your policy, such as fire, theft, and vandalism.  However, there are limits of liability for valuable items. Let’s say a fire in your home causes damage to your jewelry […]

Jonathan Geissler January 30, 2018 No Comments

Prevent a Valentine’s Day Disaster

Wednesday is Valentine’s Day! Well, for some, it’s Ugh, Mom Keeps Calling to “Check in” Day. For others, it’s Raised Expectations Day, and seeing the look on a loved one’s face after presenting that perfect piece of jewelry (that may or may not have been hinted at in a not-so-subtle manner over the past few […]

Michelle Dixon January 15, 2018 No Comments

Receive an Item of Substantial Value this Holiday Season?

Did you receive a very nice gift this past holiday season? Maybe an expensive piece of jewelry, or perhaps you have added a new gun to your gun collection? You would want to insure these items for all risks, would you not? Generally, a homeowners policy covers most possessions within the home. However, valuable items […]

Jonathan Geissler January 3, 2018 No Comments

An Insurance To-Do List for 2018

Improving Your Financial Health   Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]

Jonathan Geissler December 27, 2017 No Comments

Tips to Prevent Your Pipes from Freezing

The Hudson Valley faces nearly 2 weeks of continuous below freezing temperatures. Not only that — we’re looking at teens and low twenties during the day and single digits every single night. Extreme low temperatures like these can bring about frozen pipes, which not only create an inconvenience, but can also cause major damage to […]