Jonathan Geissler January 7, 2022 No Comments

No More Doggie Hit List

We have some welcome news for dog owners and some potentially bad news for those homeowners who remain pup-free. New York will soon become the latest state to place restrictions on an insurance carriers’ ability to limit or deny homeowners insurance coverage based on ownership of specific dog breeds. The law, which takes effect on […]

Jonathan Geissler December 14, 2021 No Comments

Inflationary Increases Affecting Your Home Insurance Costs

It takes little effort to recognize the pain of inflation when we stop to pump gas or check out at the grocery store. The increased cost of living has become widespread and continues to rise, from transportation and food to healthcare and housing. The cost of building materials in particular has been increasing significantly and […]

Jonathan Geissler May 2, 2021 No Comments

Protect Your Summer Fun

Consider boat or watercraft insurance during the riskiest time of the year.   Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]

Jonathan Geissler April 13, 2021 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Jonathan Geissler December 22, 2020 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler June 27, 2019 No Comments

Is it Time to Take Earthquake Insurance Seriously?

According to the U.S. Geological Survey Survey’s (USGS) latest report, nearly half of Americans across 48 states are at risk for damage from an earthquake.  90 percent of Americans live in areas considered seismically active. Yet, the Insurance Information Institute estimates just a quarter of all homeowners in earthquake-prone areas have earthquake insurance. Why is […]

Jonathan Geissler November 1, 2018 No Comments

Renter vs. Landlord: How Does Insurance Differ?

Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]

Jonathan Geissler October 19, 2018 No Comments

Signs that It May be Time for a Roof Replacement

Your home’s roof is designed to last a long time, but that doesn’t mean that it won’t get damaged at all.  A roof has to be maintained regularly in order to maximize its lifespan.  But how do you know exactly when your roof needs to be replaced?  Here are some of the most common signs: […]

Jonathan Geissler May 17, 2018 No Comments

Refrigerated Food and Power Outages

When to Save and When to Throw Out At what point does food in the refrigerator become unsafe during a power outage? The USDA and Foodsafety.gov provide a very detailed chart as a guide to evaluate each food item: Click here to view.    We are your business, home, auto, and life insurance solutions provider, […]

Jonathan Geissler May 15, 2018 No Comments

How Smart Home Technology Affects Your Insurance

People are becoming more and more comfortable, and in many cases, more reliant on smart home technology. Some advanced smart home offerings include: Activation of “smart” alarms during set times of day Energy management systems (automatically adjusting thermostats in real-time) Locking and unlocking doors from a smart device Turning on and off lights remotely or […]