Jonathan Geissler June 27, 2019 No Comments

Is it Time to Take Earthquake Insurance Seriously?

According to the U.S. Geological Survey Survey’s (USGS) latest report, nearly half of Americans across 48 states are at risk for damage from an earthquake.  90 percent of Americans live in areas considered seismically active. Yet, the Insurance Information Institute estimates just a quarter of all homeowners in earthquake-prone areas have earthquake insurance. Why is […]

Jonathan Geissler April 22, 2019 No Comments

Protect Your Summer Fun

Consider boat or watercraft insurance during the riskiest time of the year.   Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]

Jonathan Geissler March 13, 2019 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Jonathan Geissler November 1, 2018 No Comments

Renter vs. Landlord: How Does Insurance Differ?

Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]

Jonathan Geissler October 19, 2018 No Comments

Signs that It May be Time for a Roof Replacement

Your home’s roof is designed to last a long time, but that doesn’t mean that it won’t get damaged at all.  A roof has to be maintained regularly in order to maximize its lifespan.  But how do you know exactly when your roof needs to be replaced?  Here are some of the most common signs: […]

Jonathan Geissler May 17, 2018 No Comments

Refrigerated Food and Power Outages

When to Save and When to Throw Out At what point does food in the refrigerator become unsafe during a power outage? The USDA and Foodsafety.gov provide a very detailed chart as a guide to evaluate each food item: Click here to view.    We are your business, home, auto, and life insurance solutions provider, […]

Jonathan Geissler May 15, 2018 No Comments

How Smart Home Technology Affects Your Insurance

People are becoming more and more comfortable, and in many cases, more reliant on smart home technology. Some advanced smart home offerings include: Activation of “smart” alarms during set times of day Energy management systems (automatically adjusting thermostats in real-time) Locking and unlocking doors from a smart device Turning on and off lights remotely or […]

Jonathan Geissler May 14, 2018 No Comments

How Much Insurance Do I Need?

Understanding Your Insurance Coverage Limits   Do you drive the cheapest car? Do you live in the cheapest neighborhood? Why not? Now ask yourself this: did you choose the cheapest insurance quote you received? Nearly everything we own — our cars, homes, articles of clothing, jewelry, etc. — was purchased with two things in mind: […]

Jonathan Geissler May 14, 2018 No Comments

Why You Need High Value Home Insurance

  Did you know an estimated 40 percent of high value homes are underinsured? If you are like most financially successful individuals and families, there is a good chance that you have a significant amount wealth invested in your home. It might even be your largest investment. A typical homeowners policy is likely not suitable […]

Jonathan Geissler May 9, 2018 No Comments

Do I Need Landlord Insurance?

Choosing the Proper Coverage for Your Home   Maybe you never intended to be a landlord… That happens frequently these days. There are many who never intend to be landlords, but circumstances force them into renting out their property in some form or another. You might purchase a vacation home, only to realize you will […]