Jonathan Geissler January 3, 2018 No Comments

An Insurance To-Do List for 2018

Improving Your Financial Health   Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]

Jonathan Geissler December 27, 2017 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler December 27, 2017 No Comments

Tips to Prevent Your Pipes from Freezing

The Hudson Valley faces nearly 2 weeks of continuous below freezing temperatures. Not only that — we’re looking at teens and low twenties during the day and single digits every single night. Extreme low temperatures like these can bring about frozen pipes, which not only create an inconvenience, but can also cause major damage to […]

Jonathan Geissler December 14, 2017 No Comments

Home Business? Coverage Denied!

Garrett Explains | Episode 6 Are you operating a business out of your home? If you run any sort of home business, like an office out of the house or a contracting business, don’t assume that you have coverage under your homeowners policy. As long as your business occupies your home’s premises, you are leaving yourself […]

Jonathan Geissler October 5, 2017 No Comments

Home Fire Escape Planning Tips

In a house fire, EVERY SECOND COUNTS. Seconds can mean the difference between escaping safely from a fire or a life-ending tragedy. The National Fire Protection Association (NFPA) announced “Every Second Counts: Plan Two Ways Out” as the official theme for this year’s Fire Prevention Week campaign from October 8 through October 14, 2017. Why […]

Jonathan Geissler September 27, 2017 No Comments

Back to School: An Insurance Checkup

Garrett Explains | Episode 3 Was your child among the millions of students heading back to college this fall? You probably helped them gather everything they need for the semester ahead, but did you do also perform an insurance examination? Are your child’s belongings covered? Does your homeowners policy extend to personal belongings away from […]

Jonathan Geissler August 3, 2017 No Comments

How to Handle an Insurance Rate Increase

Benjamin Franklin once said: In this world, nothing can be said to be certain, except death and taxes. But if you’re among the millions of Americans who own an insurance policy, you’re sure to face an increase in your premium at some point in your life too. Premium increases are never fun. Working with your independent agency, […]

Jonathan Geissler July 21, 2017 No Comments

Backyard Fire Pit Safety

It doesn’t get any better than spending time with friends and family around a blazing fire in your backyard fire pit — unless, of course, that fire blazes just a bit too much! A fire pit can be a fantastic addition to your home, but it’s also a potentially dangerous one if you’re not prepared. […]

Jonathan Geissler July 6, 2017 No Comments

The Most Common Home Insurance Exclusions

Beware of exclusions in your insurance policy   Exclusions stink. That said, you can’t afford ignore them, especially when it comes to your home. It’s a harsh world out there, and one small oversight can potentially drain your savings in an instant. Here are some of the most common homeowners exclusions: Earthquakes, landslides, and sinkholes. […]

Jonathan Geissler June 28, 2017 No Comments

Protect Your Summer Fun

Consider boat or watercraft insurance during the riskiest time of the year.   Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]