Jonathan Geissler February 18, 2021 No Comments

Flood Insurance 101

Did you know flood losses are not covered by your homeowners insurance policy?   Flood Insurance Facts: Just one inch of water can cause costly damage to your home. This is especially critical in the spring. A commonly accepted model is that 10 inches of snow equates to one inch of water, creating a dangerous […]

Jonathan Geissler January 11, 2021 No Comments

Protect Your Home (and Bank Account) This Spring

Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]

Jonathan Geissler December 22, 2020 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler August 27, 2019 No Comments

Common Home Insurance Discounts Available to You

Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following home insurance discounts so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? […]

Jonathan Geissler June 27, 2019 No Comments

Is it Time to Take Earthquake Insurance Seriously?

According to the U.S. Geological Survey Survey’s (USGS) latest report, nearly half of Americans across 48 states are at risk for damage from an earthquake.  90 percent of Americans live in areas considered seismically active. Yet, the Insurance Information Institute estimates just a quarter of all homeowners in earthquake-prone areas have earthquake insurance. Why is […]

Jonathan Geissler March 13, 2019 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Jonathan Geissler February 27, 2019 No Comments

Tips on What to do Before and After a Storm

When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]