Jonathan Geissler January 7, 2022 No Comments

No More Doggie Hit List

We have some welcome news for dog owners and some potentially bad news for those homeowners who remain pup-free. New York will soon become the latest state to place restrictions on an insurance carriers’ ability to limit or deny homeowners insurance coverage based on ownership of specific dog breeds. The law, which takes effect on […]

Jonathan Geissler December 14, 2021 No Comments

Inflationary Increases Affecting Your Home Insurance Costs

It takes little effort to recognize the pain of inflation when we stop to pump gas or check out at the grocery store. The increased cost of living has become widespread and continues to rise, from transportation and food to healthcare and housing. The cost of building materials in particular has been increasing significantly and […]

Jonathan Geissler June 8, 2021 No Comments

Protect Your Home During Summer Vacation

Summer – that time of the year to get away for a much-needed vacation (especially after the year we all had)! It’s also that time of the year you leave your home unattended for a few days — sometimes even weeks. Before you head out, make sure that you mitigate the risks that come with […]

Jonathan Geissler April 13, 2021 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Jonathan Geissler February 18, 2021 No Comments

Flood Insurance 101

Did you know flood losses are not covered by your homeowners insurance policy?   Flood Insurance Facts: According to FEMA, during a 30-year mortgage, you are 27 times more likely to have a flood loss vs. a fire loss. Just one inch of water can cause costly damage to your home. This is especially critical […]

Jonathan Geissler January 11, 2021 No Comments

Protect Your Home (and Bank Account) This Spring

Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]

Jonathan Geissler December 22, 2020 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler August 27, 2019 No Comments

Common Home Insurance Discounts Available to You

Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following home insurance discounts, so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? […]