Jonathan Geissler November 1, 2018 No Comments

Renter vs. Landlord: How Does Insurance Differ?

Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]

Jonathan Geissler October 19, 2018 No Comments

Signs that It May be Time for a Roof Replacement

Your home’s roof is designed to last a long time, but that doesn’t mean that it won’t get damaged at all.  A roof has to be maintained regularly in order to maximize its lifespan.  But how do you know exactly when your roof needs to be replaced?  Here are some of the most common signs: […]

Jonathan Geissler May 17, 2018 No Comments

Refrigerated Food and Power Outages

When to Save and When to Throw Out At what point does food in the refrigerator become unsafe during a power outage? The USDA and Foodsafety.gov provide a very detailed chart as a guide to evaluate each food item: Click here to view.    We are your business, home, auto, and life insurance solutions provider, […]

Jonathan Geissler May 14, 2018 No Comments

Why You Need High Value Home Insurance

  Did you know an estimated 40 percent of high value homes are underinsured? If you are like most financially successful individuals and families, there is a good chance that you have a significant amount wealth invested in your home. It might even be your largest investment. A typical homeowners policy is likely not suitable […]

Jonathan Geissler May 9, 2018 No Comments

Do I Need Landlord Insurance?

Choosing the Proper Coverage for Your Home   Maybe you never intended to be a landlord… That happens frequently these days. There are many who never intend to be landlords, but circumstances force them into renting out their property in some form or another. You might purchase a vacation home, only to realize you will […]

Jonathan Geissler March 14, 2018 No Comments

Does Your Insurance Cover Home Remodeling and Renovations?

Whether you are planning a home addition or want to improve your existing space, there are several steps you usually take before kicking off the project: finalizing your design ideas; setting a budget; vetting contractors; and securing the necessary permits. But what about your homeowners insurance? Does reaching out to your trusted independent insurance agent […]

Jonathan Geissler February 13, 2018 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Michelle Dixon January 15, 2018 No Comments

Receive an Item of Substantial Value this Holiday Season?

Did you receive a very nice gift this past holiday season? Maybe an expensive piece of jewelry, or perhaps you have added a new gun to your gun collection? You would want to insure these items for all risks, would you not? Generally, a homeowners policy covers most possessions within the home. However, valuable items […]

Jonathan Geissler January 3, 2018 No Comments

An Insurance To-Do List for 2018

Improving Your Financial Health   Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]