Jonathan Geissler January 3, 2018 No Comments

An Insurance To-Do List for 2018

Improving Your Financial Health   Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]

Jonathan Geissler December 27, 2017 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler December 27, 2017 No Comments

Tips to Prevent Your Pipes from Freezing

The Hudson Valley faces nearly 2 weeks of continuous below freezing temperatures. Not only that — we’re looking at teens and low twenties during the day and single digits every single night. Extreme low temperatures like these can bring about frozen pipes, which not only create an inconvenience, but can also cause major damage to […]

Jonathan Geissler December 14, 2017 No Comments

Home Business? Coverage Denied!

Garrett Explains | Episode 6 Are you operating a business out of your home? If you run any sort of home business, like an office out of the house or a contracting business, don’t assume that you have coverage under your homeowners policy. As long as your business occupies your home’s premises, you are leaving yourself […]

Jonathan Geissler October 5, 2017 No Comments

Home Fire Escape Planning Tips

In a house fire, EVERY SECOND COUNTS. Seconds can mean the difference between escaping safely from a fire or a life-ending tragedy. The National Fire Protection Association (NFPA) announced “Every Second Counts: Plan Two Ways Out” as the official theme for this year’s Fire Prevention Week campaign from October 8 through October 14, 2017. Why […]

Jonathan Geissler July 21, 2017 No Comments

Backyard Fire Pit Safety

It doesn’t get any better than spending time with friends and family around a blazing fire in your backyard fire pit — unless, of course, that fire blazes just a bit too much! A fire pit can be a fantastic addition to your home, but it’s also a potentially dangerous one if you’re not prepared. […]

Jonathan Geissler July 6, 2017 No Comments

The Most Common Home Insurance Exclusions

Beware of exclusions in your insurance policy   Exclusions stink. That said, you can’t afford ignore them, especially when it comes to your home. It’s a harsh world out there, and one small oversight can potentially drain your savings in an instant. Here are some of the most common homeowners exclusions: Earthquakes, landslides, and sinkholes. […]

Jonathan Geissler June 28, 2017 No Comments

Protect Your Home During Summer Vacation

Summer – that time of the year to get away for a much-needed vacation! It’s also that time of the year you leave your home unattended for a few days, or sometimes weeks. Before you head out, make sure that you mitigate the risks that come with leaving your home unoccupied for an extended period of […]

Jonathan Geissler April 26, 2017 1 Comment

Does Your Homeowners Insurance Cover Flooding?

Standard homeowners insurance does not cover flood damage to your home or belongings. Meaning – if you want financial protection against events like hurricanes, storm surges, and overflowing rivers or lakes, you need to purchase separate flood insurance. According to the National Academy of Sciences, flood damage is expected to double every decade for the […]

Jonathan Geissler April 13, 2017 No Comments

Does Your Home Insurance Provide Adequate Coverage?

A recent study concluded that 69 percent of homeowners are under-insured. Unfortunately, many homeowners think they are fully protected and are stunned to find out at the time of loss that their coverage is inadequate. Here are a few key strategies you may want to consider to make sure you have adequate home insurance: Increase […]