Jonathan Geissler August 28, 2019 No Comments

Why Choose An Independent Insurance Agency?

Garrett Explains | Episode 17 What separates an independent insurance agency from the rest?  In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]

Jonathan Geissler August 27, 2019 No Comments

Common Home Insurance Discounts Available to You

Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following home insurance discounts so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? […]

Jonathan Geissler July 22, 2019 No Comments

Unfreeze Your Credit Before Applying for Insurance

Did you know that in the state of New York, if one or more of your credit reports is frozen when applying for an insurance policy, you could end up with a higher quote, and, ultimately, a higher premium? That is because you would not be able to earn any discounts for having a good […]

Jonathan Geissler June 27, 2019 No Comments

Is it Time to Take Earthquake Insurance Seriously?

According to the U.S. Geological Survey Survey’s (USGS) latest report, nearly half of Americans across 48 states are at risk for damage from an earthquake.  90 percent of Americans live in areas considered seismically active. Yet, the Insurance Information Institute estimates just a quarter of all homeowners in earthquake-prone areas have earthquake insurance. Why is […]

Jonathan Geissler May 24, 2019 No Comments

Understanding Insurance to Value

Garrett Explains | Episode 16   Did you know that 65 percent of homes are underinsured?  Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe.  We’ve seen too many cases […]

Jonathan Geissler April 24, 2019 No Comments

Airbnb and Hospitality Service Insurance

Garrett Explains | Episode 15   Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no double, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]

Jonathan Geissler March 13, 2019 No Comments

Protect Your Home (and Health) from Mold

When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]

Jonathan Geissler February 27, 2019 No Comments

Tips on What to do Before and After a Storm

When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]