Jonathan Geissler February 18, 2021 No Comments

Flood Insurance 101

Did you know flood losses are not covered by your homeowners insurance policy?   Flood Insurance Facts: According to FEMA, during a 30-year mortgage, you are 27 times more likely to have a flood loss vs. a fire loss. Just one inch of water can cause costly damage to your home. This is especially critical […]

Jonathan Geissler January 11, 2021 No Comments

Protect Your Home (and Bank Account) This Spring

Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]

Jonathan Geissler February 27, 2019 No Comments

Tips on What to do Before and After a Storm

When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler April 26, 2017 1 Comment

Does Your Homeowners Insurance Cover Flooding?

Standard homeowners insurance does not cover flood damage to your home or belongings. Meaning – if you want financial protection against events like hurricanes, storm surges, and overflowing rivers or lakes, you need to purchase separate flood insurance. According to the National Academy of Sciences, flood damage is expected to double every decade for the […]

Jonathan Geissler April 26, 2017 No Comments

Steps to Reduce Flood Damage

While flooding can occur at any time of year, the spring is a particularly troublesome time of year as seasonal rains begin. The saying goes, “April showers bring May flowers,” but they can also bring flood waters that cause major damage. The Institute for Business & Home Safety (IBHS) suggests several handy improvement projects to help […]

Stuart Durland October 26, 2012 No Comments

Hurricane Sandy Heading Towards Hudson Valley

It appears inevitable that Hurricane Sandy will be a dangerous storm producing heavy winds and lots of rain.  There is a good chance the power will be out and flooding could occur.  It’s honestly too late to increase or add insurance coverages.  Plus most of our companies will not allow us to provide Insurance ID […]

Michelle Dixon March 18, 2011 No Comments

Flood Insurance – Do I Need It?

Now that spring is approaching, many areas will experience flooding. During the spring the land may still be frozen preventing the melting snow and/or spring rainfalls from seeping into the ground. Also, as the snow melts and spring rains come, it can cause rivers, streams and lakes to overflow. Both of these scenarios can cause […]