Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler September 14, 2017 No Comments

Which Catastrophes Does Renters Insurance Cover?

Many tenants assume their property is covered under the landlord’s insurance policy. However, when catastrophe strikes, they may be left with little or no recourse to recover, since their landlord’s policy covers the building or home they rent, but not the personal property stored inside. Renters insurance provides financial reimbursement to cover the tenant’s lost […]

Jonathan Geissler April 26, 2017 1 Comment

Does Your Homeowners Insurance Cover Flooding?

Standard homeowners insurance does not cover flood damage to your home or belongings. Meaning – if you want financial protection against events like hurricanes, storm surges, and overflowing rivers or lakes, you need to purchase separate flood insurance. According to the National Academy of Sciences, flood damage is expected to double every decade for the […]

Jonathan Geissler April 26, 2017 No Comments

Steps to Reduce Flood Damage

While flooding can occur at any time of year, the spring is a particularly troublesome time of year as seasonal rains begin. The saying goes, “April showers bring May flowers,” but they can also bring flood waters that cause major damage. The Institute for Business & Home Safety (IBHS) suggests several handy improvement projects to help […]

Michelle Dixon October 15, 2015 No Comments

Emerging increase in Heavy Rainfall and Lack of Homes carrying Flood Insurance

With the recent concern over Hurricane Joaquin, interesting statistics came out in the article “Why don’t property owners have flood insurance?” This article turns back to the destruction caused by Hurricane Sandy, causing $70 billion in damage where “less than half of those affected were insured”. Just a year later, flood damage further resulted in […]