The U.S. construction industry has been overwhelmed since late summer with exorbitant price increases. Total reconstruction costs, including materials and retail labor, surged 9.2 percent from October 2019 to October 2020. A 5 percent increase in total costs occurred in the third quarter of 2020 alone. The key factors driving these increases include multi-month manufacturing […]
Does Comprehensive Auto Insurance Cover That?
Source: smartinsurance.tips Comprehensive auto insurance has a head-scratching name because it is far from “comprehensive.” It pays for a very specific set of problems. If you have a car loan, your lender likely requires it. And if your car is paid off, you likely want it even if you’re an excellent driver. That is […]
Got Questions About Life Insurance?
Source: insureabilities.com Photo credit: Rawpixel We’ve Got the Answers That Will Clear Up Your Confusion There are lots of reasons why it is a good idea to have life insurance, but whatever your circumstances, realizing you need life insurance is the easiest part. The hard part, of course, is figuring out the process, the […]
Product Recalls: Are You Covered?
Recalls Don’t Have to End Your Business A manufacturer’s main focus is to produce quality products that consistently meet or exceed customer expectations. Unfortunately, even for the very best, things can go wrong, whether it’s a storm delaying delivery, a defect with raw materials, or a manufacturing process breakdown. If the unexpected happens, there […]
What You Need to Know About Long-Term Care Insurance
Source: daveramsey.org Long-term care can be an emotionally charged topic. After all, no one wants to think about themselves or their loved ones being incapable of living on their own. But if you want to make a smart financial decision and protect your nest egg, long-term care insurance is a must. Take Joe and […]
Estate Planning Tips for Young Adults
Most young adults in their 20s and 30s are not thinking about estate planning. But making important decisions well in advance can provide peace of mind and help cut down on unnecessary costs. To help you make the best decisions possible, here are the top estate planning tips you need in your 20s and 30s. […]
Managing Your Product Liability Risks
A product lawsuit can completely destroy a company, even when the complaint is entirely frivolous. Every year, defective, faulty, contaminated, or misused products cause serious injuries, accidents, property damage, business interruption, and oftentimes negative publicity and loss of goodwill. Making sure your product is safe from risks can seem like an overwhelming task. However, the […]
Unfreeze Your Credit Before Applying for Insurance
When and How Much Money Should You Invest
This blog post has been provided by Christopher Piekarz, Marketing and Administrative Intern, Summer, 2018 You just graduated from college and have your first full-time job lined up. If you’re lucky, your new employer may put some of your income into a 401k and/or Roth IRA. However, as an entry level employee, that is very […]
An Insurance To-Do List for 2018
Improving Your Financial Health Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]