Jonathan Geissler December 27, 2017 No Comments

Just a Few Reasons You Would Need Umbrella Insurance

Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]

Jonathan Geissler December 27, 2017 No Comments

Tips to Prevent Your Pipes from Freezing

The Hudson Valley faces nearly 2 weeks of continuous below freezing temperatures. Not only that — we’re looking at teens and low twenties during the day and single digits every single night. Extreme low temperatures like these can bring about frozen pipes, which not only create an inconvenience, but can also cause major damage to […]

Jonathan Geissler November 14, 2017 No Comments

4 Ways Renters Insurance Has You Covered

You probably lock the door and close the windows every day when you leave your apartment. Your whole life is in there, after all. But are you covered against damages and theft? For some reason, many renters don’t take advantage of the insurance available to them. They should: It’s affordable, accessible, and can save them […]

Jonathan Geissler October 25, 2017 No Comments

Insurance: You Get What You Pay For

Garrett Explains | Episode 4 Saving that 15 percent (or more!) on your insurance sounds enticing, but is it worth it in the long run? In Episode 4, Garrett explains what’s at stake in the decision with a personal, real-life claim scenario and a truly teachable moment. Garrett examines the realities of minimum liability limits […]

Jonathan Geissler September 27, 2017 No Comments

Back to School: An Insurance Checkup

Garrett Explains | Episode 3 Was your child among the millions of students heading back to college this fall? You probably helped them gather everything they need for the semester ahead, but did you do also perform an insurance examination? Are your child’s belongings covered? Does your homeowners policy extend to personal belongings away from […]

Jonathan Geissler August 31, 2017 No Comments

What to Consider When Buying Rental or Loaner Car Coverage

Garrett Explains | Episode 2 While insurance companies cover direct physical damage, they’re not obliged to pay for loss of use. With rental car companies now claiming “loss of business income” when customers are involved in an accident, and insurance companies refusing coverage, the decision isn’t so cut-and-dried anymore. Garrett explains it all in Episode 2! […]

Jonathan Geissler June 28, 2017 No Comments

Protect Your Summer Fun

Consider boat or watercraft insurance during the riskiest time of the year.   Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]

Jonathan Geissler April 13, 2017 No Comments

Does Your Home Insurance Provide Adequate Coverage?

A recent study concluded that 69 percent of homeowners are under-insured. Unfortunately, many homeowners think they are fully protected and are stunned to find out at the time of loss that their coverage is inadequate. Here are a few key strategies you may want to consider to make sure you have adequate home insurance: Increase […]

Jonathan Geissler February 10, 2017 No Comments

Prevent a Valentine’s Day Disaster

Tomorrow is Valentine’s Day! Well, for some, it’s Ugh, Mom Keeps Calling to “Check in” Day; or Chocolate Sale at Rite Aid Eve. For others, it’s Raised Expectations Day, and seeing the look on a loved one’s face after presenting that perfect piece of jewelry (that may or may not have been hinted at in […]

Garrett Durland September 12, 2016 15 Comments

The Importance of Adequate Auto Insurance Coverage

There was an unfortunate car accident in our area that resulted in massive property damages requiring “hundreds of thousands of dollars” in repairs. It was noted that the driver at fault was unlikely to have adequate insurance to pay for all the damage and, therefore, would need to pay for those significant damages “out-of-pocket.” This incident truly exemplifies […]