All construction projects carry certain levels of risk. From labor shortage and safety issues to change orders and new government regulations, the construction industry faces risks on multiple fronts that need to be managed. The ability to identify and address these risks during the initial stages of a project requires skill, careful planning, and swift […]
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]
It’s probably safe to say that your home is one of the most—if not the most—valuable of all your assets. It, therefore, makes a lot of sense for you to do what you can to protect it, and the best possible protection you can get is home insurance. A home insurance policy is designed to […]
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
1. What is your property value: Make sure that your home is valued properly. Insurance is a lifeline to rebuild your property in case disaster strikes. If your home is not valued properly, then the extra cash needed to rebuild will be coming straight out of your savings. This is why we can’t stress enough […]
This blog post has been provided by Christopher Piekarz, Marketing and Administrative Intern, Summer, 2018 You’ve recently come up with a great new business idea and you’ve finally decided you want to pursue it. However, you have minimal or no business experience. Don’t worry, it doesn’t take a business expert to run a successful startup […]
Does your business retain physical or electronic records of employees or other third parties with any of the following? Social security numbers Tax identification numbers Medical/health records Email addresses Home addresses Driver license information Birth dates Police records Court records Banking information (checking/savings accounts) FACT: If you checked any of the above, your business is […]
Good Employers Like You Can Get Sued Too The Cost of Having No Employee Practices Liability Insurance (EPLI) In today’s society, many people sue first and ask questions later. Unfortunately, as an employer, there is a good chance that eventually one of your employees will sue your business. Employee lawsuits can be much more than […]
New York’s Latest Employee Paid Benefit Program New York State Paid Family Leave (PFL) is an employee paid benefit that went into effect January 1, 2018, providing eight weeks (increasing to 12 weeks by 2021) of job-protected, paid leave within any 52-week period to address family related issues. The program provides wage replacement to employees to help them bond […]
When it comes to employment discrimination lawsuits, the business always loses. Whether your business wins the case or not, lawsuits are expensive and time-consuming, and only growing in frequency, having risen by a staggering 400 percent over the last 20 years. That is why adopting some serious guidelines and creating a positive work environment for […]
