Creating and managing a successful food or beverage business is a daunting task. It takes extreme attention to detail regarding equipment, staff training and safety, marketing, and the manufacturing process. There are customer expectations to meet, potential injuries to combat, and production issues to face. Even with all the proper “ingredients” in place for success, […]
Common Craft Brewery Insurance Claims
The risks that craft brewers face can be as unique as the very beer the establishments brew. Some of the most common craft brewery insurance claims are related to secondary fermentation, a process that could lead to explosions if the beer is canned or bottled prematurely. Fermentation vessels have proper ventilation allowing gases formed by […]
Resources for Breweries
New York State and the Hudson Valley region boasts one of the most dynamic bases for the craft brewing industry in all of America, fostering interest among locals and generating economic growth in the area. As your independent insurance agency, we are here to make sure your business thrives. Here are some resources for craft […]
Why Are Building and Reconstruction Costs Rising?
The U.S. construction industry has been overwhelmed since late summer with exorbitant price increases. Total reconstruction costs, including materials and retail labor, surged 9.2 percent from October 2019 to October 2020. A 5 percent increase in total costs occurred in the third quarter of 2020 alone. The key factors driving these increases include multi-month manufacturing […]
Product Recalls: Are You Covered?
Recalls Don’t Have to End Your Business A manufacturer’s main focus is to produce quality products that consistently meet or exceed customer expectations. Unfortunately, even for the very best, things can go wrong, whether it’s a storm delaying delivery, a defect with raw materials, or a manufacturing process breakdown. If the unexpected happens, there […]
COVID-19 Executive Order and NYDFS Amendment Regulations
There have been recent Executive Orders and Insurance Regulation Amendments in the state of New York, as a result of the COVID-19 situation: Insurers operating in the State of New York may not impose fees of late payment of premiums caused by COVID-19 disruption and must accept a policyholder’s written attestation as proof of financial hardship. […]
Coronavirus and Your Business Insurance: What You Need to Know
In light of the coronavirus (COVID-19) outbreak, your independent agents at Seely & Durland understand the concern and uncertainty you are experiencing around the evolving situation, and we are committed to being flexible and responsive to our clients’ needs. We continue to receive calls and emails almost every day regarding the insurance implications of the […]
Managing Construction Risk: 5 Quick Tips for Business Owners
All construction projects carry certain levels of risk. From labor shortage and safety issues to change orders and new government regulations, the construction industry faces risks on multiple fronts that need to be managed. The ability to identify and address these risks during the initial stages of a project requires skill, careful planning, and swift […]
Why Choose An Independent Insurance Agency?
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]