When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]
When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]
When we consider fall in the Hudson Valley and Tri-State Area, we tend to think of the beautiful, crisp weather and the rich tones of yellow, red, and orange leaves sweeping across the landscape. We think of our favorite fall traditions, like hay rides, leaf peeping, pumpkin picking, and trips to the local apple orchard […]
Garrett Explains | Episode 13 In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]
Garrett Explains | Episode 4 Saving that 15 percent (or more!) on your insurance sounds enticing, but is it worth it in the long run? In Episode 4, Garrett explains what’s at stake in the decision with a personal, real-life claim scenario and a truly teachable moment. Garrett examines the realities of minimum liability […]
Garrett Explains | Episode 2 While insurance companies cover direct physical damage, they’re not obliged to pay for loss of use. With rental car companies now claiming “loss of business income” when customers are involved in an accident, and insurance companies refusing coverage, the decision isn’t so cut-and-dried anymore. Garrett explains it all in Episode […]
Garrett Explains | Episode 1 In the first ever installment of our brand new video series, our president breaks down some unfortunate trends in the auto insurance industry and dishes out several tips to help you combat it. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]
As drivers, we face all sorts of risks and exposures: animals, road conditions, reckless drivers, distracted drivers, and even sheer bad luck. While some risks are easier to counteract than others, the very model car we own is itself a risk! A new report from the National Insurance Crime Bureau (NICB) identified the 10 most […]
Do you shop for the best rates for loans and savings accounts? Do you use a loyalty club card at checkout in the grocery store? We all do. Because every little bit of savings adds up. You may not realize, however, that even greater savings opportunities exist in your insurance costs. You can experience instant savings […]
The latest Farmers Insurance Seasonal Smarts Digest uses the last four years’ worth of auto claims data from roads around the country and in the Tri-State Area to highlight some of the most common hazards drivers face during the spring season. Farmers’ claims data from 2013-2016 identified the three major trouble spots between March and May for […]