From new drivers to well experienced drivers, many people do not know what all the coverages on their auto insurance policies are for. Listed below are the most common insurance coverages and what they cover followed by our “what ifs” list to help you understand what coverages would come into play in different claim scenarios. […]
Insurers Increasing Auto Premiums
Inflation Forcing Carriers to Raise Auto Rates We noted before that it takes little effort to recognize the pain of inflation when we stop to pump gas or check out at the grocery store. The increased cost of living has become widespread and continues to rise, from transportation and food to healthcare and housing. […]
Save Money by Self-Insuring Small Auto Claims
With harsh weather conditions and fluctuating temperatures in the northeast, debris and gravel emanating from the road, and minor accidents and fender benders, windshield chips and breakage are extremely common. In fact, auto glass damage generates more insurance claims by far than any other vehicle-related claim. Electing auto glass coverage as part of one’s auto […]
Does Comprehensive Auto Insurance Cover That?
Source: smartinsurance.tips Comprehensive auto insurance has a head-scratching name because it is far from “comprehensive.” It pays for a very specific set of problems. If you have a car loan, your lender likely requires it. And if your car is paid off, you likely want it even if you’re an excellent driver. That is […]
Client Spotlight: Fischer’s Auto Repair
In 1998, John Fischer opened Fischer’s Auto Repair at 21 Spring Street in Warwick. 22 years later, Fischer’s Auto has become indispensable, a trusted staple of the Warwick community. Open Monday through Friday from 8 AM to 5 PM, Fischer’s Auto Repair is a registered NY State Auto Inspection and complete auto service and repair […]
Why You Need to Clear the Snow and Ice Off Your Vehicle
Garrett Explains | Episode 18 In 2013, the NYS Senate amended a 2008 vehicle and traffic law requiring motor vehicles to be cleared of accumulated snow, sleet, hail, or face the consequences with a ticket and a hefty fine. That means even the hard to reach spots on your roof or in the bed […]
Why Choose An Independent Insurance Agency?
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]
Understanding Insurance to Value
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
Understanding the Uber and Lyft Insurance Gap
Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]
Tips on What to do Before and After a Storm
When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]