Inflation Forcing Carriers to Raise Auto Rates We noted before that it takes little effort to recognize the pain of inflation when we stop to pump gas or check out at the grocery store. The increased cost of living has become widespread and continues to rise, from transportation and food to healthcare and housing. […]
With harsh weather conditions and fluctuating temperatures in the northeast, debris and gravel emanating from the road, and minor accidents and fender benders, windshield chips and breakage are extremely common. In fact, auto glass damage generates more insurance claims by far than any other vehicle-related claim. Electing auto glass coverage as part of one’s auto […]
Consider boat or watercraft insurance during the riskiest time of the year. Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]
Source: smartinsurance.tips Comprehensive auto insurance has a head-scratching name because it is far from “comprehensive.” It pays for a very specific set of problems. If you have a car loan, your lender likely requires it. And if your car is paid off, you likely want it even if you’re an excellent driver. That is […]
Garrett Explains | Episode 18 In 2013, the NYS Senate amended a 2008 vehicle and traffic law requiring motor vehicles to be cleared of accumulated snow, sleet, hail, or face the consequences with a ticket and a hefty fine. That means even the hard to reach spots on your roof or in the bed […]
Garrett Explains | Episode 17 What separates an independent insurance agency from the rest? In Episode 17, Garrett explains! Click here to watch our 3-minute video. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, Goshen, Pine […]
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]
When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]
When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]