When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]
When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]
Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following discounts so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? One that […]
When we consider fall in the Hudson Valley and Tri-State Area, we tend to think of the beautiful, crisp weather and the rich tones of yellow, red, and orange leaves sweeping across the landscape. We think of our favorite fall traditions, like hay rides, leaf peeping, pumpkin picking, and trips to the local apple orchard […]
Garrett Explains | Episode 13 In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]
If you are in involved in a fender bender, should you file an insurance claim or self-insure the loss and pay the repairs out-of-pocket? When it’s NOT recommended to file a claim: If you are confined to your own property and there is only minor damage. If you run into something like the pole of […]
Improving Your Financial Health Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]
Garrett Explains | Episode 4 Saving that 15 percent (or more!) on your insurance sounds enticing, but is it worth it in the long run? In Episode 4, Garrett explains what’s at stake in the decision with a personal, real-life claim scenario and a truly teachable moment. Garrett examines the realities of minimum liability […]
Garrett Explains | Episode 2 While insurance companies cover direct physical damage, they’re not obliged to pay for loss of use. With rental car companies now claiming “loss of business income” when customers are involved in an accident, and insurance companies refusing coverage, the decision isn’t so cut-and-dried anymore. Garrett explains it all in Episode […]
Benjamin Franklin once said: In this world, nothing can be said to be certain, except death and taxes. But if you’re among the millions of Americans who own an insurance policy, you’re sure to face an increase in your premium at some point in your life too. Premium increases are never fun. Working with your independent agency, […]
