When individuals are involved in an accident, they are sometimes unsure whether they were the ones at fault or not. Here are a few common at-fault situations:
- If you are driving in a rush and decide to tailgate the driver in front of you, and they need to abruptly hit the brakes resulting in you rear-ending them, you will more than likely be at fault. Tailgating more than not results in rear-end collisions and can cause a multitude of other issues on top of that. There should always be enough room between two vehicles to give any driver enough time to stop… make sure not to tailgate!
- If you are driving and a car swerves into your lane and you impulsively swerve to avoid the car but by doing so you hit another car along with the car that swerved in your path, you and the initial driver who swerved may be liable for the claim.
- If you are driving through a parking lot, or are trying to park your car, and you hit into another parked car, you are likely at fault. This also applies if you are exiting out of the parking space and rear-end into another vehicle.
- If you fail to stop at a stop sign or light, whether it be a rolling stop or you were simply not paying attention, and as a result cause an accident, you are likely at fault.
- If you are driving someone else’s car and are involved in an accident and at fault, the owner of the vehicle would be liable.
These days there multiple factors involved in insurance claims and rates that its impossible to be certain of who is at fault or how your rates will be affected in the event of a crash. If you are in a car accident, try to stay calm and contact your independent insurance agent. They will help guide you through the any action that should be taken.