Michelle Dixon April 10, 2018 No Comments

With warmer weather comes the memorable (and expensive) time of weddings!

Newlywed couples are spending an average of $30,000 on their weddings. Wedding insurance is a way to ensure your big day is remembered because it was an amazing event, not because of a misfortune that gave you financial adversity as you begin your new lives together.

What can wedding insurance protect you from? A wedding policy can reimburse you if you lose your non-refundable deposits and purchases due to situations beyond your control. A few examples include:

  • Whether or not an enormous storm is brewing on your scheduled wedding day.
  • If your caterer, DJ, flowers, or photographer arrives late.
  • If you need to postpone the wedding due to a family death, illness, or travel delays.
  • Stolen gifts or jewelry.
  • Loss of or damage to your wedding ring.
  • Photography damages that lead to a retakes of photographs and/or videos.

What should make you strongly consider wedding insurance? Here are a few questions to ask yourself:

  1. Does your wedding cost $10,000 or more?
  2. Are you placing $1,000 or more in deposits for the caterer, photographer, reception hall, and/or wedding dress?
  3. Is the bride, groom, or either parents traveling from out of town to be at the wedding?
  4. Do you have a planned location for your wedding?
  5. Are you hiring a professional photographer/videographer?

Like other insurance policies, a wedding policy is personally built around you and your wedding, providing rescheduling, replacement, or reimbursement. If you have a wedding coming up, we advise you to consider wedding insurance to ensure that you can experience the amazing and worry-free day everyone you deserve. If you have any questions, please contact us at 845-986-1177 or get a quick and free wedding quote here.


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