Michelle Dixon June 3, 2013 No Comments
Already our area has reached temperatures above 90 degrees. While more swimming pools are being opened, more people are starting to enjoy the refreshing feeling of their pools and other swimming areas available. Swimming is a fun activity, especially in the hot weather of summer. What is most important is that everyone, especially children, know water safety! According to the Center for Disease Control and Prevention, about ten people die from unintentional drowning every day and drowning ranks fifth among the leading causes of unintentional injury death in the United States. Make water safety your priority by abiding by the following rules:
  1. Never leave a child unattended near water!
  2. Enroll your children into an age-appropriate swimming course.
  3. Teach children to always ask permission to go near water.
  4. Don’t trust a child’s life to another child.
  5. Have young swimmer’s wear appropriate life jackets around water.
  6. Be cautious of cold temperatures, currents and underwater hazards for they can be very dangerous.
  7. Don’t swim in areas that are unsupervised or without lifeguards.
  8. Remember the buddy system? Don’t go swimming alone!
  9. Actively supervise kids whenever around water; stay within arm’s reach of young children and avoid distractions.
  10. Avoid alcohol! You may feel more confident in your abilities than what you can actually physically accomplish, possibly resulting in head or body trauma.

Sometimes people cause mischief and don’t follow rules. The best we can do is at least try preventing unsupervised access to water areas.  Here are some points on ways to prevent access to pool areas:

  • Install fences that are at least 5 feet high, and cannot be climbed from the outside, around your home pool and/or hot tub.
  • Make sure gates are self-closing, locked, and high enough that small children cannot reach them.
  • Keep children’s toys away from the pool so they won’t be enticed to gain access to the area.
  • Make use of safety covers and pool alarms.
  • Remove outside structures that may provide access to the pool area, such as trees or outdoor furniture.

Your swimming pool can be a fun oasis, but it can also be a dangerous place for your family and guests. Your liability increases significantly with the addition/presence of a pool and unintended accidents do happen all too often. Consider contacting your independent insurance agent to discuss the exposures and what you can do to help protect yourself. Extending your personal liability protection with an umbrella, or increasing your limits if you already have one in place is a good start!