When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]
Did you know flood losses are not covered by your homeowners insurance policy? Flood Insurance Facts: According to FEMA, during a 30-year mortgage, you are 27 times more likely to have a flood loss vs. a fire loss. Just one inch of water can cause costly damage to your home. This is especially critical […]
Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]
The Hudson Valley faces nearly 2 weeks of continuous below freezing temperatures. Not only that — we’re looking at teens and low twenties during the day and single digits every single night. Extreme low temperatures like these can bring about frozen pipes, which not only create an inconvenience, but can also cause major damage to […]
While cyber breaches at Target and Ebay make all the headlines, many entrepreneurs and small business owners don’t realize that they are just as much at risk for cyberattacks as larger, big-name corporations. According to a 2017 report: 50% of small businesses in the U.S. have been breached in the past 12 months. 43% of […]
It doesn’t get any better than spending time with friends and family around a blazing fire in your backyard fire pit — unless, of course, that fire blazes just a bit too much! A fire pit can be a fantastic addition to your home, but it’s also a potentially dangerous one if you’re not prepared. […]
Are you still paying your bills by phone, or mailing a check each month? There may be an easier and more cost-effective way. An electronic funds transfer (EFT) is the automatic transfer of funds from your credit card, checking, or savings account to your monthly bill. That means: • You can pick your own due […]
Spring 2013 Newsletter: According to the US Department of Justice, an American home is burglarized every eight seconds. In this newsletter, learn 9 ways to burglar-proof your home, what to do if your car is vandalized, and boating safety tips. Spring 2013 Newsletter – Commercial: Learn about company picnic liability and legal issues, how insurance can protect […]
Newsletters are now being archived! Please click the links below to view our Winter 2012 newsletters. Winter 2012 Newsletter: Learn about special winter home fire safety tips, keeping child vehicle passengers safe, and the liabilities of owning a dog! Winter 2012 Newsletter – Commercial: Learn how changing temperatures can affect your inventory, how embezzlement and other […]