It’s probably safe to say that your home is one of the most—if not the most—valuable of all your assets. It, therefore, makes a lot of sense for you to do what you can to protect it, and the best possible protection you can get is home insurance. A home insurance policy is designed to […]
According to the U.S. Geological Survey Survey’s (USGS) latest report, nearly half of Americans across 48 states are at risk for damage from an earthquake. 90 percent of Americans live in areas considered seismically active. Yet, the Insurance Information Institute estimates just a quarter of all homeowners in earthquake-prone areas have earthquake insurance. Why is […]
Garrett Explains | Episode 16 Did you know that 65 percent of homes are underinsured? Whether it’s your home, a special piece of jewelry, a business (large or small), or any circumstance, really, you want to know that you will be made whole in the event of a catastrophe. We’ve seen too many cases […]
Garrett Explains | Episode 15 Are you venturing into the home sharing business, whether seasonally or long-term? How do hospitality services like Airbnb affect your home insurance? There are, no double, financial advantages, but there are also pitfalls. Contact our insurance specialists at 845-986-1177 to learn more. We are your business, home, auto, and life […]
Consider boat or watercraft insurance during the riskiest time of the year. Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]
Garrett Explains | Episode 14 Are you driving, or do you plan to drive for Uber or Lyft? There are distinct levels of coverage based on three different periods when providing ridesharing services. In Episode 14, Garrett explains the exposures you may face and helps you understand how to correct them. Contact our insurance […]
When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]
When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]
When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]
1. What is your property value: Make sure that your home is valued properly. Insurance is a lifeline to rebuild your property in case disaster strikes. If your home is not valued properly, then the extra cash needed to rebuild will be coming straight out of your savings. This is why we can’t stress enough […]
