When any type of big or destructive storm is expected, you need to make sure you take the right steps to ensure your assets are covered. The first step? Check your insurance policies because not all of them cover the following expenses: Tree or any other debris removal Water damage Water/Sewage back-up (for sewers, drains, […]
When it comes to car insurance, there is a lot of misinformation going around that often passes for fact. So let’s separate the myths from the facts. Here are some of the most popular misconceptions: Myth 1: Vehicle color determines auto insurance rates. It doesn’t matter if your car is red, black, or champagne. […]
1. What is your property value: Make sure that your home is valued properly. Insurance is a lifeline to rebuild your property in case disaster strikes. If your home is not valued properly, then the extra cash needed to rebuild will be coming straight out of your savings. This is why we can’t stress enough […]
Property owners know that whether they own an apartment in rural Chester, NY or a condo in New York City, insurance is critical. Fires, robberies, floods, and other natural disasters arrive unexpectedly, and for those that are uninsured, it is often impossible to handle the loss. Both landlords and renters need insurance, but sometimes both […]
Your home’s roof is designed to last a long time, but that doesn’t mean that it won’t get damaged at all. A roof has to be maintained regularly in order to maximize its lifespan. But how do you know exactly when your roof needs to be replaced? Here are some of the most common signs: […]
Discounts will always vary on the insurance carrier and state, but it is worth a shot at asking your independent insurance agent about the following discounts so you don’t miss out if they are available to you! Claims-free discount: As an insurance company, what would be your favorite kind of customer to insure? One that […]
When we consider fall in the Hudson Valley and Tri-State Area, we tend to think of the beautiful, crisp weather and the rich tones of yellow, red, and orange leaves sweeping across the landscape. We think of our favorite fall traditions, like hay rides, leaf peeping, pumpkin picking, and trips to the local apple orchard […]
Garrett Explains | Episode 13 In Episode 13, Garrett explains the steps you should take in the unfortunate event of a car accident. Contact our insurance specialists (and our Claims Specialist!) at 845-986-1177 to learn more. We are your business, home, auto, and life insurance solutions provider, partner, and adviser, serving Warwick, Greenwood Lake, Florida, […]
This blog post has been provided by Christopher Piekarz, Marketing and Administrative Intern, Summer, 2018 You just graduated from college and have your first full-time job lined up. If you’re lucky, your new employer may put some of your income into a 401k and/or Roth IRA. However, as an entry level employee, that is very […]
Garrett Explains | Episode 12 Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]
