Source: insureabilities.com Photo credit: Rawpixel We’ve Got the Answers That Will Clear Up Your Confusion There are lots of reasons why it is a good idea to have life insurance, but whatever your circumstances, realizing you need life insurance is the easiest part. The hard part, of course, is figuring out the process, the […]
Does Your Insurance Cover Tornado Damage?
Each year, approximately 1,000 tornadoes with wind speeds as high as 300 miles per hour touch down in the United States. While the majority of these tornadoes occur in the area known as Tornado Alley (spanning south-central states in the U.S.), they can — and d0 — touch down all over the country. Just weeks […]
What You Need to Know About Long-Term Care Insurance
Source: daveramsey.org Long-term care can be an emotionally charged topic. After all, no one wants to think about themselves or their loved ones being incapable of living on their own. But if you want to make a smart financial decision and protect your nest egg, long-term care insurance is a must. Take Joe and […]
Estate Planning Tips for Young Adults
Most young adults in their 20s and 30s are not thinking about estate planning. But making important decisions well in advance can provide peace of mind and help cut down on unnecessary costs. To help you make the best decisions possible, here are the top estate planning tips you need in your 20s and 30s. […]
An Insurance To-Do List for 2018
Improving Your Financial Health Let’s face it — your New Years resolution to eat healthier, exercise more, or work a little less doesn’t always last the full calendar year. There are, however, several steps you can take right now that will have long-range, positive implications on your financial health. Insurance serves as a financial […]
How to Handle an Insurance Rate Increase
Benjamin Franklin once said: In this world, nothing can be said to be certain, except death and taxes. But if you’re among the millions of Americans who own an insurance policy, you’re sure to face an increase in your premium at some point in your life too. Premium increases are never fun. Working with your independent agency, […]
4 Biggest Benefits of an Independent Insurance Agency
You receive instant service from a human being, not an automated recording. Independent insurance agents aren’t just some purchase button on a website, and we aren’t sitting in a giant call center thousands of miles away. As a trusted part of the community for four generations, our mission is to be your advisor for all your insurance […]
Umbrella Insurance: What’s the Point?
A primer: Umbrella insurance is additional liability coverage, expanding and strengthening your primary home and auto liability. This insurance provides an extra layer of liability protection over your vehicles, home, and any of your treasured “toys,” such as boats, RVs, or motorcycles. If you have a business, you may need a separate commercial umbrella policy. What are the benefits […]