With harsh weather conditions and fluctuating temperatures in the northeast, debris and gravel emanating from the road, and minor accidents and fender benders, windshield chips and breakage are extremely common. In fact, auto glass damage generates more insurance claims by far than any other vehicle-related claim. Electing auto glass coverage as part of one’s auto […]
No More Doggie Hit List
We have some welcome news for dog owners and some potentially bad news for those homeowners who remain pup-free. New York will soon become the latest state to place restrictions on an insurance carriers’ ability to limit or deny homeowners insurance coverage based on ownership of specific dog breeds. The law, which takes effect on […]
Inflationary Increases Affecting Your Home Insurance Costs
It takes little effort to recognize the pain of inflation when we stop to pump gas or check out at the grocery store. The increased cost of living has become widespread and continues to rise, from transportation and food to healthcare and housing. The cost of building materials in particular has been increasing significantly and […]
Insuring Your Child’s Property at School
When sending your child off to college, it is common for them to bring along items like a computer, television, stereo, jewelry, clothing, and furniture. This sometimes leaves parents questioning if their child and his or her belongings will be protected under their homeowners insurance while they are away of home. The good news is […]
Protect Your Summer Fun
Consider boat or watercraft insurance during the riskiest time of the year. Whether you’re on the road or on the water, accidents happen. Summer is a season of fun and leisure; a chance to enjoy long weekends with friends and family. But it’s also the riskiest season of the year. In the same manner […]
Protect Your Home (and Health) from Mold
When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]
Flood Insurance 101
Did you know flood losses are not covered by your homeowners insurance policy? Flood Insurance Facts: According to FEMA, during a 30-year mortgage, you are 27 times more likely to have a flood loss vs. a fire loss. Just one inch of water can cause costly damage to your home. This is especially critical […]
Protect Your Home (and Bank Account) This Spring
Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]
Just a Few Reasons You Would Need Umbrella Insurance
Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]