There are many reasons that the cost of insurance has been on the rise for the last couple years. Below are some bullets highlighting the most common reasons: Rising costs of claims: One of the primary factors contributing to insurance rate increases is the rising cost of claims. As medical expenses, auto repair costs, […]
It is surprising for many people to learn that so-called “low-tech” data management (or hard-copy file management) has many risks associated with it. Here are three major threats you should know to keep your funeral home’s data as safe and secure as possible. Threat #1: Storage of your hard-copy documents. What would happen if your […]
Creating and managing a successful food or beverage business is a daunting task. It takes extreme attention to detail regarding equipment, staff training and safety, marketing, and the manufacturing process. There are customer expectations to meet, potential injuries to combat, and production issues to face. Even with all the proper “ingredients” in place for success, […]
The risks that craft brewers face can be as unique as the very beer the establishments brew. Some of the most common craft brewery insurance claims are related to secondary fermentation, a process that could lead to explosions if the beer is canned or bottled prematurely. Fermentation vessels have proper ventilation allowing gases formed by […]
New York State and the Hudson Valley region boasts one of the most dynamic bases for the craft brewing industry in all of America, fostering interest among locals and generating economic growth in the area. As your independent insurance agency, we are here to make sure your business thrives. Here are some resources for craft […]
The U.S. construction industry has been overwhelmed since late summer with exorbitant price increases. Total reconstruction costs, including materials and retail labor, surged 9.2 percent from October 2019 to October 2020. A 5 percent increase in total costs occurred in the third quarter of 2020 alone. The key factors driving these increases include multi-month manufacturing […]
Recalls Don’t Have to End Your Business A manufacturer’s main focus is to produce quality products that consistently meet or exceed customer expectations. Unfortunately, even for the very best, things can go wrong, whether it’s a storm delaying delivery, a defect with raw materials, or a manufacturing process breakdown. If the unexpected happens, there […]
Edenville General Store is a family-owned, old-fashioned spot for friends and families to get together and relax over great food and warm conversation. Located in the center of Edenville at 240 Pine Island Turnpike, Debbie Walter and her husband opened the general store in 2014. With a wide range of smoked meats, homemade soups, homemade […]
Each year, approximately 1,000 tornadoes with wind speeds as high as 300 miles per hour touch down in the United States. While the majority of these tornadoes occur in the area known as Tornado Alley (spanning south-central states in the U.S.), they can — and do — touch down all over the country. Just weeks […]
In 1998, John Fischer opened Fischer’s Auto Repair at 21 Spring Street in Warwick. 22 years later, Fischer’s Auto has become indispensable, a trusted staple of the Warwick community. Open Monday through Friday from 8 AM to 5 PM, Fischer’s Auto Repair is a registered NY State Auto Inspection and complete auto service and repair […]