When mold invades your home, it is more than just a petty annoyance and a pungent odor. Its habitation — on your walls and ceilings, in your pipes, on your carpet, or in your bathtub — can cause a whole host of issues, ranging from minor property damage to severe health problems. Growing on anything […]
Did you know flood losses are not covered by your homeowners insurance policy? Flood Insurance Facts: According to FEMA, during a 30-year mortgage, you are 27 times more likely to have a flood loss vs. a fire loss. Just one inch of water can cause costly damage to your home. This is especially critical […]
New York State and the Hudson Valley region boasts one of the most dynamic bases for the craft brewing industry in all of America, fostering interest among locals and generating economic growth in the area. As your independent insurance agency, we are here to make sure your business thrives. Here are some resources for craft […]
Spring is just around the corner. The weather is soon warming, days are getting longer, and birds are returning. If you are like most people, you are welcoming the season with open arms. Spring, however, is also the time when heavy snow dissipates, leaving copious amounts of snowmelt water, just as rain showers and seasonal […]
Living in a busy world, our lives constantly intersect with the people around us, and some interactions can have surprising consequences. It is increasingly important to make careful insurance choices to protect yourself from the unexpected. Because, even if you carry excellent coverage with high limits, situations can still arise that leave you liable for […]
The U.S. construction industry has been overwhelmed since late summer with exorbitant price increases. Total reconstruction costs, including materials and retail labor, surged 9.2 percent from October 2019 to October 2020. A 5 percent increase in total costs occurred in the third quarter of 2020 alone. The key factors driving these increases include multi-month manufacturing […]
Source: smartinsurance.tips Comprehensive auto insurance has a head-scratching name because it is far from “comprehensive.” It pays for a very specific set of problems. If you have a car loan, your lender likely requires it. And if your car is paid off, you likely want it even if you’re an excellent driver. That is […]
Source: insureabilities.com Photo credit: Rawpixel We’ve Got the Answers That Will Clear Up Your Confusion There are lots of reasons why it is a good idea to have life insurance, but whatever your circumstances, realizing you need life insurance is the easiest part. The hard part, of course, is figuring out the process, the […]
Recalls Don’t Have to End Your Business A manufacturer’s main focus is to produce quality products that consistently meet or exceed customer expectations. Unfortunately, even for the very best, things can go wrong, whether it’s a storm delaying delivery, a defect with raw materials, or a manufacturing process breakdown. If the unexpected happens, there […]
Edenville General Store is a family-owned, old-fashioned spot for friends and families to get together and relax over great food and warm conversation. Located in the center of Edenville at 240 Pine Island Turnpike, Debbie Walter and her husband opened the general store in 2014. With a wide range of smoked meats, homemade soups, homemade […]
