Jonathan Geissler August 23, 2018 No Comments

When and How Much Money Should You Invest

This blog post has been provided by Christopher Piekarz, Marketing and Administrative Intern, Summer, 2018 You just graduated from college and have your first full-time job lined up.  If you’re lucky, your new employer may put some of your income into a 401k and/or Roth IRA. However, as an entry level employee, that is very […]

Jonathan Geissler July 23, 2018 No Comments

Understanding Insurable Replacement Cost

Garrett Explains | Episode 12   Is your insurable replacement cost higher than the market value for which your home or property was appraised? Whether it’s for a home or commercial building, we run into this question all the time! Garrett explains why in Episode 12! Contact our insurance specialists at 845-986-1177 to learn more. We […]

Jonathan Geissler July 20, 2018 No Comments

Fender Bender: To Claim or Not to Claim?

If you are in involved in a fender bender, should you file an insurance claim or self-insure the loss and pay the repairs out-of-pocket? When it’s NOT recommended to file a claim: If you are confined to your own property and there is only minor damage. If you run into something like the pole of […]

Jonathan Geissler June 29, 2018 No Comments

Are You Prepared for the Next Flood or Earthquake?

Garrett Explains | Episode 11   Flood insurance is not covered under your homeowners or business property program. Meanwhile, earthquake activity is expected in the years to come throughout the Tri-State Area. How prepared are you? As private insurers enter the marketplace, Garrett explains it all in Episode 11! Contact our insurance specialists at 845-986-1177 […]

Jonathan Geissler May 31, 2018 No Comments

Are Recreational Vehicles Covered by Your Home Insurance?

Garrett Explains | Episode 10   Do you know how your recreational vehicles (ATVs, dirt bikes, snowmobiles, golf carts, etc.) are addressed on your homeowners policy? Does coverage extend to those vehicles? If not, how should you handle it? Garrett explains it all in our 10th episode of the series! Contact our insurance specialists at […]

Jonathan Geissler May 17, 2018 No Comments

Refrigerated Food and Power Outages

When to Save and When to Throw Out At what point does food in the refrigerator become unsafe during a power outage? The USDA and Foodsafety.gov provide a very detailed chart as a guide to evaluate each food item: Click here to view.    We are your business, home, auto, and life insurance solutions provider, […]

Jonathan Geissler May 15, 2018 No Comments

How Smart Home Technology Affects Your Insurance

People are becoming more and more comfortable, and in many cases, more reliant on smart home technology. Some advanced smart home offerings include: Activation of “smart” alarms during set times of day Energy management systems (automatically adjusting thermostats in real-time) Locking and unlocking doors from a smart device Turning on and off lights remotely or […]

Jonathan Geissler May 14, 2018 No Comments

How Much Insurance Do I Need?

Understanding Your Insurance Coverage Limits   Do you drive the cheapest car? Do you live in the cheapest neighborhood? Why not? Now ask yourself this: did you choose the cheapest insurance quote you received? Nearly everything we own — our cars, homes, articles of clothing, jewelry, etc. — was purchased with two things in mind: […]

Jonathan Geissler May 14, 2018 No Comments

Why You Need High Value Home Insurance

  Did you know an estimated 40 percent of high value homes are underinsured? If you are like most financially successful individuals and families, there is a good chance that you have a significant amount wealth invested in your home. It might even be your largest investment. A typical homeowners policy is likely not suitable […]

Jonathan Geissler May 9, 2018 No Comments

Credit Card Security: Chip vs. Swipe

Chip card security has become the latest standard in credit card security. The standard, called EMV, includes a small microchip in the credit card that protects buyers against fraudulent transactions. Surprisingly, EMV has been the standard in most parts of the world for over a decade, while banks in the U.S. have only just been […]