Jonathan Geissler April 26, 2017 No Comments

Does Your Homeowners Insurance Cover Flooding?

Standard homeowners insurance does not cover flood damage to your home or belongings. Meaning – if you want financial protection against events like hurricanes, storm surges, and overflowing rivers or lakes, you need to purchase separate flood insurance. According to the National Academy of Sciences, flood damage is expected to double every decade for the […]

Jonathan Geissler April 26, 2017 No Comments

Steps to Reduce Flood Damage

While flooding can occur at any time of year, the spring is a particularly troublesome time of year as seasonal rains begin. The saying goes, “April showers bring May flowers,” but they can also bring flood waters that cause major damage. The Institute for Business & Home Safety (IBHS) suggests several handy improvement projects to help […]

Jonathan Geissler April 13, 2017 No Comments

Does Your Home Insurance Provide Adequate Coverage?

A recent study concluded that 69 percent of homeowners are under-insured. Unfortunately, many homeowners think they are fully protected and are stunned to find out at the time of loss that their coverage is inadequate. Here are a few key strategies you may want to consider to make sure you have adequate home insurance: Increase […]

Jonathan Geissler April 13, 2017 No Comments

Top Risks Businesses Face

Some of the top risks businesses face include: Property damage from fire, storms, and accidents Liability in many forms, including product liability, accident/injury liability, libel, malpractice, and professional liability or “errors and omissions” risks Fraud, embezzlement, extortion Cyber-crime and data loss Every company, large and small, has unique risks. Some have workers who operate heavy […]

Jonathan Geissler March 27, 2017 No Comments

The 3 Biggest Spring Vehicle Risks in the Hudson Valley

The latest Farmers Insurance Seasonal Smarts Digest uses the last four years’ worth of auto claims data from roads around the country and in the Tri-State Area to highlight some of the most common hazards drivers face during the spring season. Farmers’ claims data from 2013-2016 identified the three major trouble spots between March and May for […]

Jonathan Geissler March 7, 2017 No Comments

Umbrella Insurance: What’s the Point?

A primer: Umbrella insurance is additional liability coverage, expanding and strengthening your primary home and auto liability. This insurance provides an extra layer of liability protection over your vehicles, home, and any of your treasured “toys,” such as boats, RVs, or motorcycles. If you have a business, you may need a separate commercial umbrella policy. What are the benefits […]

Jonathan Geissler March 7, 2017 No Comments

2 Umbrella Insurance Myths You Need to Know About

While insurance is a complicated topic, it is important to be educated about the different types of policies and coverage available, its uses, benefits, and drawbacks. We come across a great deal of misinformation on the Internet, making it difficult to distinguish the truth from the myths. When it comes to umbrella insurance, two common myths […]

Jonathan Geissler March 2, 2017 No Comments

Get Better Value for Your Insurance Dollars After an Accident

A car accident is a stressful and scary event, as several questions race through your mind at once. Should I approach the driver? Should I move my car? Do I call the police? When should I make a claim? Hopefully, you’ve established a high level of trust with your insurance agency and the claims specialist representing you in […]

Jonathan Geissler February 13, 2017 No Comments

Do You Trust Your Insurance Claims Specialist?

There are many reasons why you should choose an independent insurance agency, but claims support may just be the most important. This is especially true here in the Hudson Valley region, where homeowners, drivers, and business owners turn to their local independent insurance professionals to handle the protection of their assets. Enter, Linda Decker. Linda, […]

Jonathan Geissler February 10, 2017 No Comments

Prevent a Valentine’s Day Disaster

Tomorrow is Valentine’s Day! Well, for some, it’s Ugh, Mom Keeps Calling to “Check in” Day; or Chocolate Sale at Rite Aid Eve. For others, it’s Raised Expectations Day, and seeing the look on a loved one’s face after presenting that perfect piece of jewelry (that may or may not have been hinted at in […]